497 1 d784110d497.htm 497 497
 
Supplement dated March 8, 2024, to
Prospectuses and Summary Prospectuses dated May 1. 2023
 
Prospectus Form #
Product Name
National
New York
RiverSource® Retirement Advisor Variable Annuity
PRO9070_12_B01_(05/23)
USP9070_12_B01_(05/23)
 
RiverSource® Retirement Advisor Advantage Variable
Annuity / RiverSource® Retirement Advisor Select
Variable Annuity
PRO9074_12_B01_(05/23)
USP9074_12_B01_(05/23)
 
RiverSource® Retirement Advisor Advantage Plus
Variable Annuity / RiverSource® Retirement Advisor
Select Plus Variable Annuity
PRO9073_12_B01_(05/23)
USP9073_12_B01_(05/23)
PRO9077_12_B01_(05/23)
USP9077_12_B01_(05/23)
RiverSource® Retirement Advisor 4 Advantage® Variable
Annuity / RiverSource® Retirement Advisor 4 Select®
Variable Annuity / RiverSource® Retirement Advisor 4
Access® Variable Annuity
PRO9071_12_B01_(05/23)
USP9071_12_B01_(05/23)
PRO9072_12_B01_(05/23)
USP9072_12_B01_(05/23)
RiverSource® RAVA 5 Advantage® Variable Annuity /
RiverSource® RAVA 5 Select® Variable Annuity /
RiverSource® RAVA 5 Access® Variable Annuity (Offered
for contract applications signed prior to April 30, 2012)
PRO9015_12_B01_(05/23)
USP9015_12_B01_(05/23)
PRO9006_12_B01_(05/23)
USP9006_12_B01_(05/23)
RiverSource® RAVA 5 Advantage® Variable Annuity /
RiverSource RAVA 5 Select® Variable Annuity /
RiverSource RAVA 5 Access Variable Annuity (Offered for
contract applications signed on or after April 30, 2012
but prior to April 29, 2013)
PRO9021_12_B01_(05/23)
USP9021_12_B01_(05/23)
PRO9012_12_B01_(05/23)
USP9012_12_B01_(05/23)
RiverSource® RAVA 5 Advantage® Variable Annuity /
RiverSource RAVA 5 Select® Variable Annuity /
RiverSource RAVA 5 Access Variable Annuity (Offered for
contract applications signed on or after April 30, 2013)
PRO9018_12_B01_(05/23)
USP9018_12_B01_(05/23)
PRO9009_12_B01_(05/23)
USP9009_12_B01_(05/23)
RiverSource® RAVA 5 Choice® Variable Annuity
PRO9099_12_B01_(05/23)
USP9099_12_B01_(05/23)
PRO9100_12_B01_(05/23)
USP9100_12_B01_(05/23)
RiverSource® RAVA 5 Advantage® Variable Annuity
(Offered for contract applications signed on or after
April 29, 2019)
PRO9101_12_B01_(05/23)
USP9101_12_B01_(05/23)
PRO9102_12_B01_(05/23)
USP9102_12_B01_(05/23)
RiverSource® Apex Variable Annuity
PRO9109_12B_01_(05/23)
ISP9109_12_B01_(05/23)
USP9109_12_B01_(05/23)
PRO9110_12B_01_(05/23)
ISP9110_12_B01_(05/23)
USP9110_12_B01_(5/23)
RiverSource® Vista Variable Annuity
PRO9111_12B_01_(05/23)
ISP9111_12_B01_(05/23)
USP9111_12_B01_(05/23)
PRO9112_12B_01_(05/23)
ISP9112_12_B01_(05/23)
USP9112_12_B01_(5/23)
RiverSource® RAVA 5 Access Variable Annuity (Offered
for contract applications signed on or after
June 22, 2020)
PRO9104_12B_01_(05/23)
ISP9104_12_B01_(05/23)
USP9104_12_B01_(05/23)
PRO9105_12B_01_(05/23)
ISP9105_12_B01_(05/23)
USP9105_12_B01_(05/23)
RiverSource® Retirement Group Annuity Contract I
PRO9022_12B_01_(05/23)
ISP9022_12_B01_(05/23)
USP9022_12_B01_(05/23)
 
RiverSource® Retirement Group Annuity Contract II
PRO9023_12B_01_(05/23)
ISP9023_12_B01_(05/23)
USP9023_12_B01_(05/23)
 
1
Supplement dated March 8, 2024, to
Prospectuses and Summary Prospectuses dated May 1. 2023
 
Prospectus Form #
Product Name
National
New York
Evergreen New Solutions Select Variable Annuity
PRO9027_12_B01_(05/23)
USP9027_12_B01_(05/23)
 
Evergreen Pathways Select Variable Annuity
PRO9029_12_B01_(05/23)
USP9029_12_B01_(05/23)
 
RiverSource FlexChoice Select Variable Annuity
PRO9001_12_B01_(05/23)
USP9001_12_B01_(05/23)
 
RiverSource Innovations Select Variable Annuity
PRO9002_12_B01_(05/23)
USP9002_12_B01_(05/23)
 
RiverSource Signature One Select Variable Annuity
PRO9024_12_B01_(05/23)
USP9024_12_B01_(05/23)
 
RiverSource Innovations Classic Select Variable Annuity
PRO9038_12_B01_(05/23)
USP9038_12_B01_(05/23)
 
RiverSource Builder Select Variable Annuity
PRO9000_12_B01_(05/23)
USP9000_12_B01_(05/23)
 
RiverSource Endeavor Select Variable Annuity
PRO9033_12_B01_(05/23)
USP9033_12_B01_(05/23)
 
RiverSource AccessChoice Select Variable Annuity
PRO9032_12_B01_(05/23)
USP9032_12_B01_(05/23)
 
RiverSource Signature Select Variable Annuity
PRO9025_12_B01_(05/23)
USP9025_12_B01_(05/23)
 
Wells Fargo Advantage Select Variable Annuity
PRO9055_12_B01_(05/23)
USP9055_12_B01_(05/23)
 
Wells Fargo Advantage Choice Select Variable Annuity
PRO9053_12_B01_(05/23)
USP9053_12_B01_(05/23)
 
RiverSource® Variable Universal Life Insurance
PRO9090_12_B01_(05/23)
USP9090_12_B01_(05/23)
 
RiverSource® Variable Universal Life Insurance III
PRO9092_12_B01_(05/23)
USP9092_12_B01_(05/23)
 
RiverSource® Variable Universal Life Insurance IV /
RiverSource® Variable Universal Life Insurance IV Estate
Series
PRO9094_12_B01_(05/23)
USP9094_12_B01_(05/23)
 
RiverSource® Variable Universal Life Insurance 5 /
RiverSource® Variable Universal Life Insurance 5 Estate
Series
PRO9086_12_B01_(05/23)
USP9086_12_B01_(05/23)
 
RiverSource® Variable Universal Life Insurance 6v3
PRO9177_12B_01_(05/23)
ISP9177_12_B01_(05/23)
 
RiverSource® Variable Universal Life 6 Insurance
PRO9088_12B_01_(05/23)
USP9088_12_B01_(05/23)
PRO9089_12B_01_(05/23)
ISP9089_12_B01_(05/23)
USP9089_12_B01_(05/23)
RiverSource® Survivorship Variable Universal Life
Insurance
PRO9113_12B_01_(05/23)
ISP9113_12_B01_(05/23)
USP9113_12_B01_(05/23)
PRO9114_12B_01_(05/23)
ISP9114_12_B01_(05/23)
USP9114_12_B01_(05/23)
2
The information in this Supplement updates and amends certain information contained in your current variable annuity or life insurance product prospectus, updating summary prospectus and initial summary prospectus (collectively, the “Prospectus”). Please read it carefully and keep it with your variable annuity product Prospectus for future reference. Except as modified in this supplement, all other terms and information contained in the Prospectus remain in effect and unchanged.
The Board of Directors of the American Century Variable Portfolios, Inc. (“ACVP”) approved a proposal to reorganize certain ACVP portfolios (the “Acquired Funds”) into a newly organized series (the “Acquiring Funds”) of Lincoln Variable Insurance Portfolios (“LVIP”) that are substantially similar to the Acquired Funds (the “Reorganizations”). Each Reorganization is subject to the approval of shareholders of the respective Fund. A special meeting of shareholders of the Funds will be held on April 4, 2024. If approved by shareholders, the Reorganizations are expected to take place on or about the close of business on April 26, 2024 (the “Closing Date”). The list of Acquired Funds and corresponding Acquiring Funds is shown in the table below: 
ACVP - Acquired Funds
LVIPT– Acquiring Funds
American Century VP Balanced Fund
LVIP American Century Balanced Fund
Class I
Standard Class II
Class II
Service Class
American Century VP Capital Appreciation Fund
LVIP American Century Capital Appreciation Fund
Class I
Standard Class II
Class II
Service Class
American Century VP Disciplined Core Value Fund
LVIP American Century Disciplined Core Value Fund
Class I
Standard Class II
Class II
Service Class
American Century VP Inflation Protection Fund
LVIP American Century Inflation Protection Fund
Class I
Standard Class II
Class II
Service Class
American Century VP International Fund
LVIP American Century International Fund
Class I
Standard Class II
Class II
Service Class
American Century VP Mid Cap Value Fund
LVIP American Century Mid Cap Value Fund
Class I
Standard Class II
Class II
Service Class
American Century VP Ultra Fund
LVIP American Century Ultra Fund
Class I
Standard Class II
Class II
Service Class
American Century VP Value Fund
LVIP American Century Value Fund
Class I
Standard Class II
Class II
Service Class
After Reorganization into the Acquiring Funds on April 26, 2024, the LVIP American Century funds will be closed to new investors.
3
Shareholders of each Acquired Fund will vote separately on each Reorganization, and a Reorganization will only occur if approved. On the Closing Date, after the close of business, your Contract Value in the Sub-Account invested in each Acquired Fund at the time of the Reorganization will become invested in the Sub-Account that invests in the corresponding class of an Acquiring Fund, and the Acquired Funds will liquidate, cease operations, and will no longer be available for investment.
As of the Closing Date, this Supplement amends your Prospectus by removing all references to the Acquired Funds as Investment Options under the Contract. As of the Closing Date, the Acquiring Funds will be added as Investment Options under your Contract.
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.
SUP9070-0003_(03/24)
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