1. |
Under “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACTS” |
VCA 2 | ||||
Annual Fee |
Minimum | Maximum | ||
Base Contract*, ** |
||||
Investment options (Portfolio fees and expenses)*** |
||||
* | ||||
** | ||||
*** |
Lowest Annual Cost $ |
Highest Annual Cost $ | |
Assumes: |
Assumes: | |
• Investment of $100,000 |
• Investment of $100,000 | |
• 5% annual appreciation |
• 5% annual appreciation | |
• Least expensive combination of Contract Classes and Fidelity Fund fees and expenses |
• Most expensive combination of Contract Classes and Fidelity Fund fees and expenses | |
• No sales charges |
• No sales charges | |
• No additional Contributions, transfers or withdrawals |
• No additional Contributions, transfers or withdrawals |
2. |
Under “FEE TABLE” |
Annual Fidelity Fund Expenses |
Minimum |
Maximum | ||
(expenses that are deducted from Portfolio assets, including management fees, distribution and/or service (12b-1) fees, andother expenses) |
If you surrender your investment in the Contract at the end of the applicable time period: | 1 year $ |
3 years $ |
5 years $ |
10 years $ | ||||
If you annuitize at the end of the applicable time period: | 1 year $ |
3 years $ |
5 years $ |
10 years $ | ||||
If you do not surrender your investment in the Contract: | 1 year $ |
3 years $ |
5 years $ |
10 years $ |
3. |
Under “APPENDIX A: PORTFOLIO AVAILABLE UNDER THE CONTRACT” |
Investment Objective |
Portfolio Name and Adviser/Subadviser |
Current Expenses (Initial Class) |
Average Annual Total Returns (as of 12/31/2023) (Initial Class) | |||||||||||||||||||
1 year |
5 year |
10 year | ||||||||||||||||||||
® Index. |
• Adviser: • Subadviser: |