UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C.  20549

FORM 8-K

CURRENT REPORT Pursuant

to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) April 22, 2021

Farmers & Merchants Bancorp, Inc.

(Exact Name of Registrant as Specified in its Charter)

Registrant's Telephone Number, including Area Code (419) 446-2501

N/A

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter)

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

ITEM 2.02.Results of Operation and Financial Condition

On April 21, 2021, Farmers & Merchants Bancorp, Inc. issued a press release (the “Release”) announcing its results of operations for the quarter ended March 31, 2021.  The Release inadvertently misstated the aggregate amount of Paycheck Protection Program (“PPP”) loan forgiveness applications processed during the first quarter and the resulting PPP loan balances as of quarter end.  

No financial results reported in the Release were impacted by this inadvertent misstatement, and it otherwise had no material impact on any other disclosures contained in the Release. However, management determined that a corrective filing was warranted, given the significant governmental, investor and community interest in the PPP.

A copy of the form of the press release, as corrected, is furnished herewith as Exhibit 99.  A new Allowance Reconciliation table is also included.

ITEM 7.01.Regulation FD

On April 21, 2021, Farmers & Merchants Bancorp, Inc. issued a press release (the “Release”) announcing its results of operations for the quarter ended March 31, 2021.  The Release inadvertently misstated the aggregate amount of Paycheck Protection Program (“PPP”) loan forgiveness applications processed during the first quarter and the resulting PPP loan balances as of quarter end.  

No financial results reported in the Release were impacted by this inadvertent misstatement, and it otherwise had no material impact on any other disclosures contained in the Release. However, management determined that a corrective filing was warranted, given the significant governmental, investor and community interest in the PPP.

A copy of the form of the press release, as corrected, is furnished herewith as Exhibit 99.  A new Allowance Reconciliation table is also included.

ITEM 9.01.Financial Statements and Exhibits

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto authorized.