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d380487d497.txt
MONY LIFE INSURANCE COMPANY OF AMERICA
MONY Life Insurance Company of America
SUPPLEMENT DATED AUGUST 24, 2012 TO THE CURRENT PROSPECTUSES FOR:
Incentive Life Legacy(R)
Incentive Life Legacy(R) II
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This Supplement modifies certain information in the above-referenced
prospectus, supplements to prospectus and statement of additional information
(together the "Prospectus") offered by MONY Life Insurance Company of America
("MONY America"). You should read this Supplement in conjunction with your
Prospectus and retain it for future reference. This Supplement incorporates the
Prospectus by reference. Unless otherwise indicated, all other information
included in your Prospectus remains unchanged. The terms we use in this
Supplement have the same meaning as in your Prospectus. We will send you
another copy of any prospectus or supplement without charge upon request.
Please contact the customer service center referenced in your Prospectus.
LIMITED OPPORTUNITY FOR UNRESTRICTED TRANSFER FROM THE GUARANTEED INTEREST
OPTION
As described in your Prospectus, your policy permits you to transfer a limited
amount of your policy's account value out of the guaranteed interest option
("GIO") during certain time periods (the "GIO Transfer Period"). See
"Transferring your money among our investment options -- Transfers you can
make" (or other applicable sections regarding transfers) in your Prospectus.
Through March 29, 2013, we are relaxing our policy rules so that, beginning on
the business day after the Allocation Date and thereafter (through March 29,
2013), you may transfer any amount of unloaned policy account value out of the
GIO to any other investment option whether or not you are within the GIO
Transfer Period.
You can request a transfer via the Internet by visiting our AXA-Equitable.com
website and registering for online account access. If you need assistance,
please contact a customer service representative by calling 1-800-777-6510. You
can also write to us at our Administrative Office. In general, transfers take
effect on the date the request is received. However, any written, telephone,
Internet or facsimile transaction requests received after 4:00 p.m. (Eastern
Time) take effect the next business day. Your transfer request must be received
by 4:00 p.m. (Eastern Time) on March 29, 2013, in order to take advantage of
this unrestricted transfer opportunity.
Please note that this offer does not apply to any amounts that we are holding
as collateral for a policy loan or as "restricted" amounts as a result of your
election to receive a living benefit, if available under your policy.
Additionally, depending on your policy, there may be a charge for making this
transfer. Your Prospectus will specify if your policy imposes a charge for this
transfer.
MONY LIFE INSURANCE COMPANY OF AMERICA
1290 AVENUE OF THE AMERICAS
NEW YORK, NY 10104
Copyright 2012 MONY Life Insurance Company of America. All rights reserved.
Incentive Life Legacy(R) and Incentive Life Legacy(R) II are issued by MONY
Life Insurance Company of America
and are registered service marks of AXA Equitable Life Insurance Company.
GIO 01 (8/12) Cat #137727 (8/12)
IF/NB SAR #380487