497 1 e13236.txt DEFINITIVE MATERIALS 497(e) 333-134304 AXA Equitable Life Insurance Company MONY Life Insurance Company of America SUPPLEMENT DATED DECEMBER 15, 2010 TO THE CURRENT VARIABLE LIFE AND VARIABLE ANNUITY PROSPECTUSES AND SUPPLEMENTS TO THE PROSPECTUSES -------------------------------------------------------------------------------- This Supplement updates certain information in the most recent prospectuses and statements of additional information you received and in any supplements to the prospectuses and statements of additional information (collectively, the "Prospectus"). You should read this Supplement in conjunction with the Prospectus and retain it for future reference. Unless otherwise indicated, all other information included in the Prospectus remains unchanged. The terms and section headings we use in this Supplement have the same meaning as in the Prospectus. We will send you another copy of any prospectus or supplement without charge upon request. Please contact the customer service group referenced in the Prospectus. The purpose of this Supplement is to provide you with information regarding certain changes to the EQ/AllianceBernstein International Portfolio. The EQ/AllianceBernstein International Portfolio variable investment option is not available in all contracts and policies. Please note the following changes described below. CHANGES TO THE EQ/ALLIANCEBERNSTEIN INTERNATIONAL PORTFOLIO PORTFOLIOS OF THE TRUSTS In the table under "Portfolios of the Trusts," the investment objective for the Portfolio has been deleted in its entirety and replaced with the following:
-------------------------------------------------------------------------------------------------------- Investment Manager EQ Advisors Trust (or Sub-Adviser(s), Portfolio Name Objective as applicable) -------------------------------------------------------------------------------------------------------- EQ/ALLIANCEBERNSTEIN Seeks to achieve a total return (before expenses) that AllianceBernstein L.P. INTERNATIONAL approximates the total return performance of 40% DJ EuroSTOXX 50 Index, 25% FTSE 100 Index, 25% TOPIX Index, and 10% S&P/ASX 200 Index, including reinvestment of dividends, at a risk level consistent with that of the composite index. --------------------------------------------------------------------------------------------------------
AllianceBernstein L.P. will continue to be the Sub-Adviser to the Portfolio and AXA Equitable Life Insurance Company will continue to be its Investment Manager. See "Portfolios of the Trusts" in your Prospectus for more information. Also, refer to the current EQ Advisors Trust Prospectus for updated portfolio expense information. Distributed by affiliate AXA Advisors, LLC, and for certain contracts co-distributed by affiliate AXA Distributors, LLC, 1290 Avenue of the Americas, New York, NY 10104. Copyright 2010 AXA Equitable Life Insurance Company. Copyright 2010 MONY America Life Insurance Company. All rights reserved. AXA Equitable Life Insurance Company MONY Life Insurance Company of America 1290 Avenue of the Americas New York, NY 10104 212-554-1234 EVM-121 (12/10) Cat. #146234 (12/10) NB/IF (AR) x03395