497
1
e12351.txt
DEFINITIVE MATERIALS
497(e)
333-134304
MONY Life Insurance Company of America
Incentive Life Legacy(R)
Incentive Life Legacy(R) II
PROSPECTUS SUPPLEMENT DATED FEBRUARY 5, 2010
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This Supplement updates certain information in each of the above-referenced
most recent Prospectus, and in any Supplements to the Prospectuses, as
previously supplemented (together, the "Prospectus"). You should read this
Supplement in conjunction with your Prospectus and retain it for future
reference. Unless otherwise indicated, all other information included in the
Prospectus remains unchanged. The terms and section headings we use in this
Supplement have the same meaning as in the Prospectus.
LIMITED OPPORTUNITY FOR UNRESTRICTED TRANSFER FROM THE GUARANTEED INTEREST
OPTION
As described in your Prospectus, your policy permits you to transfer a limited
amount of your policy's account value out of the guaranteed interest option
("GIO") during certain time periods (the "GIO Transfer Period"). See
"Transferring your money among our investment options -- Transfers you can
make" (or other applicable sections regarding transfers) in your Prospectus.
Through September 30, 2010, we are relaxing our policy rules so that, beginning
on the business day after the Allocation Date and thereafter (through September
30, 2010), you may transfer any amount of unloaned policy account value out of
the guaranteed interest option to any other investment option whether or not
you are within the GIO Transfer Period.
You can request a transfer via the Internet by visiting our axa-equitable.com
website and registering for online account access. If you need assistance,
please contact a customer service representative by calling 1-800-777-6510. You
can also write to us at our Administrative Office. In general, transfers take
effect on the date the request is received. However, any written, telephone,
Internet or facsimile transaction requests received after 4:00 p.m. (Eastern
Time) take effect the next business day. Your transfer request must be received
by 4:00 p.m. (Eastern Time) on September 30, 2010, in order to take advantage
of this unrestricted transfer opportunity.
Please note that this offer does not apply to any amounts that we are holding
as collateral for a policy loan or as "restricted" amounts as a result of your
election to receive a living benefit, if available under your policy.
Additionally, depending on your policy, there may be a charge for making this
transfer. Your Prospectus will specify if your policy imposes a charge for this
transfer.
MONY Life Insurance Company of America
1290 Avenue of the Americas
New York, NY 10104
Copyright 2010 MONY Life Insurance Company of America. All rights reserved.
Incentive Life Legacy(R) and Incentive Life Legacy(R) II, are registered
service marks of MONY Life Insurance Company of America.
GIO 01 (2/10) Catalog No. 137727 (2/10)
IF/NB AR x03024