497 1 V1_morganstanley_supp_.txt SUPPLEMENT DATED OCTOBER 11, 2024 TO THE VARIABLE ANNUITY PROSPECTUSES ------------------------------------------------------------------------------- AMERICAN GENERAL LIFE INSURANCE COMPANY VARIABLE SEPARATE ACCOUNT Polaris Select Investor Variable Annuity THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK FS VARIABLE SEPARATE ACCOUNT Polaris Select Investor Variable Annuity ------------------------------------------------------------------------------- The purpose of this supplement is to notify owners of the variable annuity contracts listed above (the "Contracts") of the expected liquidation of the Morgan Stanley Variable Insurance Fund, Inc. Global Infrastructure Portfolio Class II (the "Portfolio"). The liquidation is expected to occur at the close of the New York Stock Exchange ("Market Close"), which is generally 4:00pm Eastern Time ("ET"), on or about December 6, 2024 ("Liquidation Date"). On the Liquidation Date, funds invested in the Portfolio will be automatically liquidated at the closing accumulation unit value and the liquidation proceeds will be transferred into the Goldman Sachs VIT Government Money Market Fund ("Money Market Fund"). Please note that American General Life Insurance Company or The United States Life Insurance Company in the City of New York (the "Life Companies") must receive instructions from you to transfer your contract value out of the Portfolio prior to 4:00 p.m. ET on the Liquidation Date if you do not wish to have the liquidation proceeds allocated to the Money Market Fund. Existing instructions or instructions received after Market Close on the Liquidation Date for transfers, dollar cost averaging or automatic rebalancing out of the Portfolio (as applicable) will be automatically directed to the Money Market Fund. You may give us instructions to transfer your contract value to another investment option by completing a transfer request online at www.corebridgefinancial.com/annuities, completing the transfer form enclosed or you can call our Annuity Service Center at the telephone number below. Please refer to your fund prospectus for information regarding the investment options. You can find fund prospectuses by visiting www.corebridgefinancial.com/ProductProspectuses. You can also request additional fund prospectus copies at no cost by calling our Annuity Service Center at the telephone number below. Neither our automatic transfer of the liquidation proceeds to the Money Market Fund on the Liquidation Date, nor your transfer of assets out of the Portfolio prior to the Liquidation Date or out of the Money Market Fund within 30 days after the Liquidation Date, will count against the free transfers that you are permitted to make in a Contract Year or for the purposes of our market timing policies and procedures. Should you have any questions, you may contact our Annuity Service Center at (800) 445-7862. Please keep this supplement with your prospectus.