497 1 s6503-7a.txt PROSPECTUS AND STATEMENT OF ADDITIONAL INFORMATION PROSPECTUS AND STATEMENT OF ADDITIONAL INFORMATION SUPPLEMENT DATED JAN. 2, 2007*
------------------------------------------------------------------------------------------------------------------------------- PRODUCT NAME (OLD NAME/ PROSPECTUS SAI DATE VARIABLE ACCOUNT NAME NEW NAME, IF APPLICABLE) FORM # FORM # (OLD NAME/NEW NAME) ------------------------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RETIREMENT S-6154 X S-6323 D 5/1/2006 IDS LIFE ACCOUNTS F, G, H, IZ, ANNUITY/RIVERSOURCE(SM) VARIABLE (5/06) (5/06) JZ, KZ, LZ, MZ, N, PZ, QZ, RETIREMENT ANNUITY; IDS LIFE RZ, SZ, TZ/ COMBINATION RETIREMENT RIVERSOURCE ACCOUNT F ANNUITY/RIVERSOURCE(SM) COMBINATION RETIREMENT ANNUITY ----------------------------------------------------------------------------------------- IDS LIFE EMPLOYEE BENEFIT ANNUITY/ S-6157 X S-6323 D 5/1/2006 RIVERSOURCE(SM) EMPLOYEE (5/06) (5/06) BENEFIT ANNUITY ----------------------------------------------------------------------------------------- IDS LIFE FLEXIBLE ANNUITY/ S-6155 Y S-6323 D 5/1/2006 RIVERSOURCE(SM) FLEXIBLE ANNUITY (5/06) (5/06) ----------------------------------------------------------------------------------------- IDS LIFE GROUP VARIABLE ANNUITY S-6156 T S-6323 D 5/1/2006 CONTRACT/RIVERSOURCE(SM) GROUP (5/06) (5/06) VARIABLE ANNUITY CONTRACT ------------------------------------------------------------------------------------------------------------------------------- GUARANTEED TERM ANNUITY/ S-6401 V 5/1/2006 Not applicable RIVERSOURCE(SM) GUARANTEED (5/06) TERM ANNUITY ------------------------------------------------------------------------------------------------------------------------------- IDS LIFE FLEXIBLE PORTFOLIO ANNUITY/ S-6161 N S-6325 D 5/1/2006 IDS LIFE VARIABLE ACCOUNT 10/ RIVERSOURCE(SM) FLEXIBLE PORTFOLIO (5/06) (5/06) RIVERSOURCE VARIABLE ACCOUNT 10 ANNUITY ----------------------------------------------------------------------------------------- RIVERSOUCE RETIREMENT ADVISOR S-6467 K S-6325 D 5/1/2006 VARIABLE ANNUITY(SM) (5/06) (5/06) ----------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR S-6477 K S-6325 D 5/1/2006 VARIABLE ANNUITY(SM) - BAND 3 (5/06) (5/06) ----------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR S-6406 J S-6325 D 5/1/2006 ADVANTAGE(SM) VARIABLE ANNUITY; (5/06) (5/06) RIVERSOURCE RETIREMENT ADVISOR SELECT(SM) VARIABLE ANNUITY ----------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR S-6407 G S-6325 D 5/1/2006 ADVANTAGE(SM) VARIABLE ANNUITY - (5/06) (5/06) BAND 3 ------------------------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE ANNUITY FUND A/ S-6348 D S-6366 D 5/1/2006 IDS LIFE VARIABLE ANNUITY FUND A/ RIVERSOURCE(SM) VARIABLE ANNUITY (5/06) (5/06) RIVERSOURCE VARIABLE ANNUITY FUND A FUND A ------------------------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE ANNUITY FUND B/ S-6349 D S-6366 D 5/1/2006 IDS LIFE VARIABLE ANNUITY FUND B/ RIVERSOURCE(SM) VARIABLE ANNUITY (5/06) (5/06) RIVERSOURCE VARIABLE ANNUITY FUND B FUND B ------------------------------------------------------------------------------------------------------------------------------- RIVERSOURCE(SM) VARIABLE UNIVERSAL LIFE S-6194 AG S-6333 D 5/1/2006 IDS LIFE VARIABLE LIFE SEPARATE (5/06) (5/06) ACCOUNT/RIVERSOURCE VARIABLE ----------------------------------------------------------------------------------------- LIFE SEPARATE ACCOUNT RIVERSOURCE(SM) VARIABLE S-6189 K S-6333 D 5/1/2006 UNIVERSAL LIFE III (5/06) (5/06) -------------------------------------------------------------------------------------------------------------------------------
Effective Dec. 31, 2006, American Enterprise Life Insurance Company and American Partners Life Insurance Company merged into their parent, IDS Life Insurance Company (IDS Life). At the time of the merger, IDS Life was renamed RiverSource Life Insurance Company (RiverSource Life). All references to "we," "us," "our" or "IDS Life" are replaced with RiverSource Life. Effective Jan. 1, 2007, RiverSource Distributors, Inc., a wholly-owned subsidiary of Ameriprise Financial, Inc. and our affiliate, replaced IDS Life as the principal underwriter and general distributor of the contracts and policies. Its offices are located at 70100 Ameriprise Financial Center, Minneapolis, MN 55474. Effective Jan. 2, 2007, the names of the contracts and policies and of the variable accounts are those shown in the table above. -------------------------------------------------------------------------------- S-6503-7 A (1/07) * Valid until next prospectus update. Destroy date 5/1/07.