497 1 a2095089z497.txt 497 STAG VARIABLE LIFE SEPARATE ACCOUNT VL I HARTFORD LIFE AND ANNUITY INSURANCE COMPANY SUPPLEMENT DATED NOVEMBER 27, 2002 TO THE PROSPECTUS DATED MAY 1, 2002 Effective November 26, 2002, in the table under "Hartford Ratings" in the "About Us" section of the prospectus, the information for Ratings Agency "Standard & Poor's" is deleted and replaced with the following:

------------------------------------------------------------------------------------------------------------------- EFFECTIVE DATE RATINGS AGENCY OF RATING RATING BASIS OF RATING ------------------------------------------------------------------------------------------------------------------- Standard & Poor's 11/26/02 AA - Financial Security Characteristics -------------------------------------------------------------------------------------------------------------------

THIS SUPPLEMENT SHOULD BE RETAINED WITH THE PROSPECTUS FOR FUTURE REFERENCE. HV- 4509 33-61267