ThZeal - The Zeal

SUPPLEMENT DATED OCTOBER 30, 2023
TO THE PROSPECTUS AND INITIAL SUMMARY PROSPECTUS, EACH DATED MAY 1, 2023

THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A

Fixed and Variable Deferred Annuity Contracts
Portfolio Director® Freedom Advisor

This supplement updates certain information in the above referenced prospectus and initial summary prospectus (collectively, the “Prospectus”). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A—Funds Available Under the Contract (“Appendix A”), including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus. The Prospectus is revised as follows:

In the “Important Information You Should Consider About the Contract” section, the following changes are made:

•

In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the maximum fee for Investment Options is 1.08% and the Highest Annual Cost is $1,708.

In the “Fee Tables” section in the prospectus and the “Additional Information About Fees” section in the initial summary prospectus, the following changes are made:

•

In the “Annual Fund Expenses” table, the maximum Annual Fund Expenses is 1.08%.

•

In the “Examples” section, the following replaces the most expensive expense examples:

The first set of examples assumes the most expensive combination of annual Contract expenses and annual Fund expenses. Based on these assumptions, your costs would be:

(1) If you surrender your Contract at the end of the applicable time period:

1 Year	3 Years	5 Years	10 Years
$1,708	$5,299	$9,136	$19,921

(2) If you annuitize your Contract or you do not surrender your Contract:

1 Year	3 Years	5 Years	10 Years
$ 1,708	$5,299	$9,136	$19,921

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The following table replaces similar table in its entirety in Appendix A:

Type	Fund – Share Class Adviser/Sub-Adviser1	Current Expenses	Platform Charge4	Current Expenses + Platform Charge	Average Annual Total Returns (as of Dec. 31, 2022)
Type	Fund – Share Class Adviser/Sub-Adviser1	Current Expenses	Platform Charge4	Current Expenses + Platform Charge	1 Year	5 Year	10 Year (or life of fund)
Domestic Large-Cap Equity	Systematic Growth Fund2, 3 Adviser: VALIC Sub-Advisers: Goldman Sachs Asset Management, L.P. and Wellington Management Company LLP	0.68%	None	0.68%	-38.81%	4.84%	11.53%
	Capital Appreciation Fund2 Adviser: VALIC Sub-Adviser: Columbia Management Investment Advisers, LLC	0.80%	None	0.80%	-25.85%	9.18%	11.85%
	Dividend Value Fund2, 3 Adviser: VALIC Sub-Advisers: BlackRock Investment Management, LLC and ClearBridge Investments, LLC	0.68%	None	0.68%	-5.63%	5.39%	9.72%
	Growth Fund2, 3 Adviser: VALIC Sub-Advisers: BlackRock and SunAmerica Asset Management, LLC (an affiliate of VALIC due to common ownership)	0.65%	None	0.65%	-36.05%	7.06%	11.13%
	Large Capital Growth Fund2 Adviser: VALIC Sub-Adviser: Massachusetts Financial Services Company	0.75%	None	0.75%	-19.15%	11.96%	13.41%
	Nasdaq-100® Index Fund2, 3 Adviser: VALIC Sub-Adviser: SunAmerica	0.44%	None	0.44%	-32.81%	11.70%	15.80%
	Stock Index Fund2, 3 Adviser: VALIC Sub-Adviser: SunAmerica	0.25%	None	0.25%	-18.33%	9.09%	12.20%
	Systematic Core Fund2, 3 Adviser: VALIC Sub-Adviser: Goldman Sachs	0.64%	None	0.64%	-18.72%	9.25%	12.23%
	Systematic Value Fund2, 3 Adviser: VALIC Sub-Adviser: Wellington Management	0.49%	None	0.49%	-6.66%	5.41%	9.75%
	U.S. Socially Responsible Fund2 Adviser: VALIC Sub-Adviser: SunAmerica	0.36%	None	0.36%	-17.12%	8.79%	12.40%
Domestic Mid- Cap Equity	Mid Cap Strategic Growth Fund2 Adviser: VALIC Sub-Advisers: Janus Henderson Investors US LLC and Voya Investment Management Co. LLC	0.77%	None	0.77%	-23.40%	9.53%	11.77%
	Mid Cap Value Fund2 Adviser: VALIC Sub-Advisers: Boston Partners Global Investors, Inc. (d/b/a Boston Partners) and Wellington Management	0.82%	None	0.82%	-8.48%	6.02%	9.47%
	Mid Cap Index Fund2 Adviser: VALIC Sub-Adviser: SunAmerica	0.36%	None	0.36%	-13.35%	6.32%	10.43%

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Type	Fund – Share Class Adviser/Sub-Adviser1	Current Expenses	Platform Charge4	Current Expenses + Platform Charge	Average Annual Total Returns (as of Dec. 31, 2022)
Type	Fund – Share Class Adviser/Sub-Adviser1	Current Expenses	Platform Charge4	Current Expenses + Platform Charge	1 Year	5 Year	10 Year (or life of fund)
Domestic Small- Cap Equity	Small Cap Growth Fund2, 3 Adviser: VALIC Sub-Advisers: J.P. Morgan Investment Management Inc. and T. Rowe Price Associates, Inc.	0.91%	None	0.91%	-32.44%	6.14%	11.60%
	Small Cap Index Fund2, 3 Adviser: VALIC Sub-Adviser: SunAmerica	0.40%	None	0.40%	-20.66%	3.80%	8.77%
	Small Cap Special Values Fund2 Adviser: VALIC Sub-Adviser: Allspring Global Investments, LLC	0.89%	None	0.89%	-13.72%	4.72%	9.98%
	Small Cap Value Fund2, 3 Adviser: VALIC Sub-Adviser: JPMIM	0.81%	None	0.81%	-13.87%	3.79%	8.25%
Global Equity (International and Domestic)	Global Strategy Fund2, 3 Adviser: VALIC Sub-Advisers: Franklin Advisers, Inc. and Brandywine Global Investment Management LLC	0.71%	None	0.71%	-16.78%	-1.15%	2.66%
Global Equity (International and Domestic)	International Socially Responsible Fund2, 3 Adviser: VALIC Sub-Adviser: SunAmerica	0.61%	None	0.61%	-16.55%	3.24%	7.88%
International Equity	Emerging Economies Fund2 Adviser: VALIC Sub-Adviser: JPMIM	0.96%	None	0.96%	-25.35%	-3.28%	0.45%
	International Equities Index Fund2, 3 Adviser: VALIC Sub-Adviser: SunAmerica	0.43%	None	0.43%	-14.52%	1.29%	4.11%
	International Growth Fund2, 3 Adviser: VALIC Sub-Advisers: Morgan Stanley Investment Management Inc. and Morgan Stanley Investment Management Co.	0.88%	None	0.88%	-34.04%	4.25%	5.89%
	International Opportunities Fund2, 3 Adviser: VALIC Sub-Advisers: Invesco Advisers, Inc. and Wellington Management	1.00%	None	1.00%	-24.45%	-0.48%	5.36%
	International Value Fund2, 3 Adviser: VALIC Sub-Adviser: Allspring	0.79%	None	0.79%	-10.94%	-0.87%	2.64%
Specialty	Global Real Estate Fund2 Adviser: VALIC Sub-Advisers: Duff & Phelps Investment Management Co. and MFS	0.88%	None	0.88%	-25.91%	-0.05%	3.13%
Specialty	Science & Technology Fund2, 3 Adviser: VALIC Sub-Advisers: BlackRock, Voya, Wellington Management	0.93%	None	0.93%	-39.00%	8.05%	14.66%

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Type	Fund – Share Class Adviser/Sub-Adviser1	Current Expenses	Platform Charge4	Current Expenses + Platform Charge	Average Annual Total Returns (as of Dec. 31, 2022)
Type	Fund – Share Class Adviser/Sub-Adviser1	Current Expenses	Platform Charge4	Current Expenses + Platform Charge	1 Year	5 Year	10 Year (or life of fund)
Hybrid (Equity and Fixed Income)	Aggressive Growth Lifestyle Fund2, 3 Adviser: VALIC Sub-Adviser: JPMIM	0.62%	None	0.62%	-16.24%	4.40%	7.06%
	Asset Allocation Fund2, 3 Adviser: VALIC Sub-Adviser: JPMIM	0.69%	None	0.69%	-16.42%	2.73%	5.39%
	Conservative Growth Lifestyle Fund2, 3 Adviser: VALIC Sub-Adviser: JPMIM	0.64%	None	0.64%	-14.16%	2.34%	3.97%
	Moderate Growth Lifestyle Fund2, 3 Adviser: VALIC Sub-Adviser: JPMIM	0.60%	None	0.60%	-14.77%	4.12%	6.14%
Fixed Income	Core Bond Fund2 Adviser: VALIC Sub-Adviser: PineBridge Investments LLC	0.50%	None	0.50%	-14.25%	0.02%	1.13%
	Goldman Sachs VIT Government Money Market Fund3 – Institutional Shares Adviser: Goldman Sachs	0.18%	None	0.18%	1.58%	1.17%	0.75%*
	Government Securities Fund2 Adviser: VALIC Sub-Adviser: JPMIM	0.67%	None	0.67%	-11.16%	-0.19%	0.42%
	High Yield Bond Fund2, 3 Adviser: VALIC Sub-Adviser: Wellington Management	0.68%	None	0.68%	-10.65%	2.04%	3.46%
	Inflation Protected Fund2, 3 Adviser: VALIC Sub-Adviser: Wellington Management	0.55%	None	0.55%	-10.17%	1.76%	0.99%
	International Government Bond Fund2 Adviser: VALIC Sub-Adviser: PineBridge	0.76%	None	0.76%	-16.22%	-1.73%	-0.51%

You should read the Fund prospectus for more detailed information about the Fund. The Fund prospectus may be obtained by vising our website at https://www.corebridgefinancial.com/rs/prospectus-and-reports/annuities or by calling us at 1-800-448-2542.

Please keep this supplement with your Prospectus.

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