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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

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CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

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Date of Report (Date of Earliest Event Reported): May 25, 2022

HarborOne Bancorp, Inc.

(Exact Name of Registrant as Specified in its Charter)

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770 Oak Street, Brockton, Massachusetts 02301

(Address of principal executive offices)

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(508) 895-1000

(Registrant’s telephone number, including area code)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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On May 25, 2022, the Board of Directors (the “Board”) of HarborOne Bancorp, Inc. (the “Company”) elected Anne Margulies to serve as Director of the Company, effective June 15, 2022, filling a vacancy created by an expansion of the Board.  Ms. Margulies will serve as a Class II Director with a term expiring on the date of the Company’s annual meeting of shareholders in 2024. Ms. Margulies has not been appointed to any committees of the Board at this time.

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Ms. Margulies recently retired as the Chief Information Officer of Harvard University, having served in such role from 2010 to 2021. There is no arrangement or understanding between Ms. Margulies and any other person pursuant to which Ms. Margulies was appointed to the Board. Ms. Margulies is not a party to any transactions that would be required to be disclosed under Section 404(a) of Regulation S-K.

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Item 9.01Financial Statements and Exhibits

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(d)Exhibits

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EXHIBIT INDEX

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SIGNATURE

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Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunder duly authorized.

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