Annual Fee | Minimum | Maximum | ||||||
Investment Options (fund fees and expenses) | 0.36%² | 1.41%² |
Lowest Annual Cost: $2,410 | Highest Annual Cost: $4,452 | |||||||
Assumes: | Assumes: | |||||||
•Investment of $100,000 | •Investment of $100,000 | |||||||
•5% annual appreciation | •5% annual appreciation | |||||||
•Least expensive combination of fund fees and expenses | •Most expensive combination of optional benefits and fund fees and expenses | |||||||
•No sales charges or advisory fees | •No sales charges or advisory fees | |||||||
•No additional premium payments, transfers or withdrawals | •No additional premium payments, transfers or withdrawals | |||||||
•No optional benefits |
All Contract versions | Minimum | Maximum | ||||||
Annual Fund Expenses | ||||||||
(expenses that are deducted from Fund assets, including management fees, distribution and/or service fees (12b-1) fees, and other expenses) | 0.36% | 1.41% |
1 year | 3 years | 5 years | 10 years | ||||||||
$9,824 | $16,763 | $21,874 | $44,507 |
1 year | 3 years | 5 years | 10 years | ||||||||
$3,547 | $12,255 | $21,084 | $43,689 |
1 year | 3 years | 5 years | 10 years | ||||||||
$4,315 | $13,035 | $21,874 | $44,507 |
Type | Fund and Adviser/Subadviser | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 Year | 5 Year | 10 Year | |||||||||||||||
Allocation | American Funds Asset Allocation Fund - Class 2 Adviser: Capital Research and Management Company | 0.55% | 14.27% | 9.20% | 7.25% | ||||||||||||
Fixed Income | American Funds Capital World Bond Fund - Class 2 Adviser: Capital Research and Management Company | 0.73% | 6.14% | (0.33)% | 0.36% | ||||||||||||
International Equity | American Funds Capital World Growth and Income Fund - Class 2 Adviser: Capital Research and Management Company | 0.66%* | 20.88% | 10.34% | 7.62% | ||||||||||||
International Equity | American Funds Global Growth Fund - Class 2 Adviser: Capital Research and Management Company | 0.66%* | 22.60% | 13.65% | 9.58% | ||||||||||||
International Equity | American Funds Global Small Capitalization Fund - Class 2 Adviser: Capital Research and Management Company | 0.91%* | 16.17% | 8.31% | 5.78% | ||||||||||||
U.S. Equity | American Funds Growth Fund - Class 2 Adviser: Capital Research and Management Company | 0.59% | 38.48% | 18.67% | 14.35% | ||||||||||||
U.S. Equity | American Funds Growth-Income Fund - Class 2 Adviser: Capital Research and Management Company | 0.53% | 26.14% | 13.36% | 10.91% | ||||||||||||
International Equity | American Funds International Fund - Class 2 Adviser: Capital Research and Management Company | 0.78% | 15.84% | 4.83% | 3.41% | ||||||||||||
International Equity | American Funds New World Fund - Class 2 Adviser: Capital Research and Management Company | 0.82%* | 16.00% | 8.64% | 4.69% | ||||||||||||
Fixed Income | American Funds The Bond Fund of America - Class 2 Adviser: Capital Research and Management Company | 0.48%* | 5.02% | 1.89% | 2.08% | ||||||||||||
U.S. Equity | American Funds Washington Mutual Investors Fund - Class 2 Adviser: Capital Research and Management Company | 0.52%* | 17.29% | 12.60% | 9.91% | ||||||||||||
International Equity | AST International Equity Portfolio Adviser: Prudential Investments LLC and AST Investment Services, Inc. Subadviser: William Blair & Company LLC, Neuberger Berman Management, LLC and Jennison Associates LLC | 1.06% | 17.75% | 10.39% | 6.08% | ||||||||||||
U.S. Equity | BlackRock Large Cap Focus Growth V.I. Fund - Class I Adviser: BlackRock Advisors, LLC | 0.79%* | 52.86% | 16.34% | 13.66% | ||||||||||||
U.S. Equity | Franklin DynaTech VIP Fund - Class 2 Adviser: Franklin Advisers, Inc. | 0.90%* | 43.77% | 13.76% | 10.37% | ||||||||||||
Sector Equity | Franklin Global Real Estate VIP Fund - Class 2† Adviser: Franklin Templeton Institutional, LLC | 1.25%* | 11.43% | 3.88% | 3.78% | ||||||||||||
Allocation | Franklin Income VIP Fund - Class 2 Adviser: Franklin Advisers, Inc. Subadviser: Templeton Investment Counsel, LLC | 0.71%* | 8.62% | 6.98% | 5.01% | ||||||||||||
U.S. Equity | Franklin Large Cap Growth VIP Fund - Class 2 Adviser: Franklin Advisers, Inc. | 1.08% | 40.44% | 14.87% | 11.41% | ||||||||||||
International Equity | Franklin Mutual Global Discovery VIP Fund - Class 2 Adviser: Franklin Mutual Advisers, LLC Subadviser: Franklin Templeton Investment Management Limited | 1.15% | 20.31% | 10.16% | 5.98% | ||||||||||||
Allocation | Franklin Mutual Shares VIP Fund - Class 2 Adviser: Franklin Mutual Advisers, LLC | 0.93% | 13.46% | 7.82% | 5.43% | ||||||||||||
U.S. Equity | Franklin Rising Dividends VIP Fund - Class 2 Adviser: Franklin Advisory Services, LLC | 0.90%* | 12.08% | 13.75% | 10.23% | ||||||||||||
U.S. Equity | Franklin Small Cap Value VIP Fund - Class 2 Adviser: Franklin Advisory Services, LLC | 0.91%* | 12.75% | 11.06% | 7.04% | ||||||||||||
U.S. Equity | Franklin Small-Mid Cap Growth VIP Fund - Class 2 Adviser: Franklin Advisers, Inc. | 1.08%* | 26.74% | 13.51% | 8.96% |
Fixed Income | Franklin Strategic Income VIP Fund - Class 1 Adviser: Franklin Advisers, Inc. | 0.84%* | 8.37% | 2.23% | 2.02% | ||||||||||||
Fixed Income | Hartford Ultrashort Bond HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | 0.44% | 5.18% | 1.80% | 1.27% | ||||||||||||
U.S. Equity | Invesco V.I. American Franchise Fund - Series I Adviser: Invesco Advisers, Inc. | 0.86% | 40.93% | 16.16% | 11.70% | ||||||||||||
U.S. Equity | Invesco V.I. American Value Fund - Series I Adviser: Invesco Advisers, Inc. | 0.89% | 15.60% | 12.74% | 7.26% | ||||||||||||
U.S. Equity | Invesco V.I. Core Equity Fund - Series I Adviser: Invesco Advisers, Inc. | 0.80% | 23.36% | 12.95% | 7.79% | ||||||||||||
U.S. Equity | Invesco V.I. Discovery Mid Cap Growth Fund - Series I Adviser: Invesco Advisers, Inc. | 0.87% | 13.15% | 12.77% | 9.79% | ||||||||||||
International Equity | Invesco V.I. EQV International Equity Fund - Series I Adviser: Invesco Advisers, Inc. | 0.90% | 18.15% | 8.42% | 4.33% | ||||||||||||
Money Market | Invesco V.I. Government Money Market Fund - Series I** Adviser: Invesco Advisers, Inc. | 0.36% | 4.86% | 1.69% | 1.06% | ||||||||||||
Fixed Income | Invesco V.I. Government Securities Fund - Series I Adviser: Invesco Advisers, Inc. | 0.69% | 4.62% | 0.67% | 1.15% | ||||||||||||
U.S. Equity | Invesco V.I. Main Street Mid Cap Fund - Series I Adviser: Invesco Advisers, Inc. | 0.94% | 14.47% | 10.61% | 6.73% | ||||||||||||
U.S. Equity | Invesco V.I. Small Cap Equity Fund - Series I Adviser: Invesco Advisers, Inc. | 0.95% | 16.57% | 12.44% | 6.55% | ||||||||||||
U.S. Equity | MFS® Core Equity Portfolio - Initial Class Adviser: Massachusetts Financial Services Company | 0.81%* | 23.14% | 15.08% | 11.61% | ||||||||||||
International Equity | MFS® Global Equity Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.92%* | 14.18% | 10.25% | 7.20% | ||||||||||||
U.S. Equity | MFS® Growth Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.73%* | 35.86% | 15.89% | 12.97% | ||||||||||||
Fixed Income | MFS® High Yield Portfolio - Initial Class Adviser: Massachusetts Financial Services Company | 0.72%* | 12.41% | 4.66% | 3.82% | ||||||||||||
U.S. Equity | MFS® Investors Trust Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.78%* | 18.98% | 13.55% | 10.27% | ||||||||||||
U.S. Equity | MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class Adviser: Massachusetts Financial Services Company | 0.73%* | 24.01% | 16.68% | 12.71% | ||||||||||||
U.S. Equity | MFS® Mid Cap Growth Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.80%* | 21.32% | 13.31% | 11.12% | ||||||||||||
U.S. Equity | MFS® New Discovery Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.87%* | 14.41% | 11.08% | 7.67% | ||||||||||||
International Equity | MFS® Research International Portfolio - Initial Class Adviser: Massachusetts Financial Services Company | 0.89%* | 13.01% | 8.49% | 4.15% | ||||||||||||
U.S. Equity | MFS® Research Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.79%* | 22.42% | 14.41% | 10.82% | ||||||||||||
Fixed Income | MFS® Total Return Bond Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.53%* | 7.38% | 1.85% | 2.22% | ||||||||||||
Allocation | MFS® Total Return Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.61%* | 10.44% | 8.54% | 6.53% | ||||||||||||
U.S. Equity | MFS® Value Series - Initial Class Adviser: Massachusetts Financial Services Company | 0.69%* | 7.93% | 11.34% | 8.52% | ||||||||||||
U.S. Equity | PSF PGIM Jennison Blend Portfolio - Class II Adviser: Prudential Investments LLC Subadviser: Jennison Associates LLC | 0.86% | 31.98% | 14.25% | 10.08% | ||||||||||||
U.S. Equity | PSF PGIM Jennison Growth Portfolio - Class II Adviser: Prudential Investments LLC Subadviser: Jennison Associates LLC | 1.02% | 52.89% | 17.80% | 13.87% | ||||||||||||
U.S. Equity | PSF PGIM Jennison Value Portfolio - Class II Adviser: Prudential Investments LLC Subadviser: Jennison Associates LLC | 0.82% | 14.74% | 11.66% | 7.28% | ||||||||||||
International Equity | Templeton Developing Markets VIP Fund - Class 1 Adviser: Templeton Asset Management Ltd. | 1.10%* | 12.77% | 4.45% | 2.58% |
International Equity | Templeton Foreign VIP Fund - Class 2 Adviser: Templeton Investment Counsel, LLC | 1.07%* | 20.76% | 5.27% | 1.28% | ||||||||||||
International Equity | Templeton Growth VIP Fund - Class 2 Adviser: Templeton Global Advisors Limited | 1.12%* | 21.01% | 6.47% | 3.24% |