497 1 app10041825x1-mmlts_497.htm MASSACHUSETTS MUTUAL VARIABLE ANNUITY SEPARATE ACCOUNT 4

Supplement dated September 15, 2022

to the Prospectuses, Initial Summary Prospectuses, and Updating Summary Prospectuses
dated May 1, 2022, as supplemented, for

 

MassMutual Transitions SelectSM II

MassMutual Capital Vantage®
MassMutual EnvisionSM

Issued by Massachusetts Mutual Life Insurance Company

 

and the Prospectuses and Updating Summary Prospectuses
dated May 1, 2022, as supplemented, for

 

MassMutual Transitions SelectSM

MassMutual EvolutionSM

Issued by Massachusetts Mutual Life Insurance Company

 

and the Prospectus and Updating Summary Prospectus
dated May 1, 2022, as supplemented, for

 

MassMutual Artistry

Issued by C.M. Life Insurance Company in all states except New York

 

THIS SUPPLEMENT MUST BE READ IN CONJUNCTION WITH YOUR PROSPECTUS.

PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.

 

Effective July 1, 2022, the following replaces the information in the fee table for the MML Strategic Emerging Markets Fund in Appendix A of the above-referenced prospectuses:

 

Fund Type Fund and
Adviser/Sub-Adviser		 Current Expenses (expenses/ average assets) Average Annual
Total Returns
(as of 12/31/2021)
1 Year 5 Year 10 Year
International/Global

MML Strategic Emerging Markets Fund
(Service Class I)
Adviser: MML Investment Advisers, LLC

Sub-Adviser: Invesco Advisers, Inc.

 1.50%(2) –8.35% 9.49% 3.85%

 

(2) These Funds, and their investment advisers, have entered into contractual fee waivers or expense reimbursements. These temporary fee reductions are reflected in their current expenses. Those contractual arrangements are designed to reduce the fund’s total current expenses for Contract Owners and will continue past the current year.

 

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If you have questions about this supplement, or other product questions, you may contact your registered representative, visit us online at www.massmutual.com/contact-us, or call our Service Center:

 

MassMutual Capital Vantage® and MassMutual Transitions Select® II variable annuity (866) 645-2362
7 a.m.–7 p.m. Central Time
All other variable products (800) 272-2216
8 a.m.–8 p.m. Eastern Time

 

For more information about the funds, read each fund prospectus. Prospectuses are available on our website at www.massmutual.com.

 

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