497 1 supp11821.txt 497E PROSPECTUS SUPPLEMENT AMERICAN GENERAL LIFE INSURANCE COMPANY VARIABLE UNIVERSAL LIFE INSURANCE POLICIES SEPARATE ACCOUNT VL-R AG CORPORATE INVESTOR(SM) AG INCOME ADVANTAGE VUL(R) CORPORATE AMERICA CORPORATE INVESTOR SELECT(SM) GEMSTONE LIFE INCOME ADVANTAGE SELECT(SM) PLATINUM INVESTOR(SM) I PLATINUM INVESTOR(SM) II PLATINUM INVESTOR(SM) IV PLATINUM INVESTOR(SM) FLEXDIRECTOR PLATINUM INVESTOR(SM) PLUS PLATINUM INVESTOR(SM) SURVIVOR PLATINUM INVESTOR(SM) SURVIVOR II PLATINUM INVESTOR(SM) VIP PLATINUM INVESTOR(SM) VIP (2007) POLARIS LIFE POLARIS SURVIVORSHIP LIFE PROTECTION ADVANTAGE SELECT(SM) THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK VARIABLE UNIVERSAL LIFE INSURANCE POLICIES SEPARATE ACCOUNT USL VL-R GEMSTONE LIFE INCOME ADVANTAGE SELECT(SM) PLATINUM INVESTOR(SM) PLUS PLATINUM INVESTOR(SM) VIP PROTECTION ADVANTAGE SELECT(SM) SUPPLEMENT TO POLICY PROSPECTUSES Effective on or about November 8, 2021 ("Effective Date"), certain variable investment options under the Policies were reorganized, following shareholder approval (the "Reorganization"). The underlying Funds of Anchor Series Trust and SunAmerica Series Trust (the "Target Variable Investment Options") were reorganized into underlying Funds of SunAmerica Series Trust (the "Acquiring Variable Investment Options") as shown in the table below. Accordingly, on the Effective Date, all references in the Prospectus to "Anchor Series Trust" were removed as applicable. All references to each of the Target Variable Investment Options will be replaced with the corresponding Acquiring Variable Investment Options. Certain of the Target Variable Investment Options in the table below may not be offered in your Policy. Please refer to your Policy prospectus for the variable investment options offered in your Policy. If you have any questions, please call the VUL Administrative Center at the telephone number below. VARIABLE INVESTMENT OPTIONS --------------------------------------------------- --------------------------------------------------- Target Variable Investment Options Acquiring Variable Investment Options Investment Adviser Investment Adviser (sub-adviser, if applicable) (sub-adviser, if applicable) --------------------------------------------------- --------------------------------------------------- Anchor ST SA PGI Asset Allocation Portfolio SunAmerica ST SA JPMorgan Diversified Balanced SunAmerica Asset Management, LLC* Portfolio (Principal Global Investors, LLC) SunAmerica Asset Management, LLC* (J.P. Morgan Investment Management Inc.) --------------------------------------------------- --------------------------------------------------- Anchor ST SA Wellington Capital Appreciation SunAmerica ST SA Wellington Capital Appreciation Portfolio Portfolio SunAmerica Asset Management, LLC* SunAmerica Asset Management, LLC* (Wellington Management Company LLP) (Wellington Management Company LLP) --------------------------------------------------- --------------------------------------------------- Anchor ST SA Wellington Government and Quality SunAmerica ST SA Wellington Government and Bond Portfolio Quality Bond Portfolio SunAmerica Asset Management, LLC* SunAmerica Asset Management, LLC* (Wellington Management Company LLP) (Wellington Management Company LLP) --------------------------------------------------- --------------------------------------------------- SunAmerica ST SA Columbia Technology Portfolio SunAmerica ST SA Wellington Capital Appreciation SunAmerica Asset Management, LLC* Portfolio (Columbia Management Investment Advisers, LLC) SunAmerica Asset Management, LLC* (Wellington Management Company LLP) --------------------------------------------------- --------------------------------------------------- SunAmerica ST SA WellsCap Aggressive Growth SunAmerica ST SA JPMorgan Mid-Cap Growth Portfolio Portfolio SunAmerica Asset Management, LLC* SunAmerica Asset Management, LLC* (Wells Capital Management Incorporated) (J.P. Morgan Investment Management Inc.) --------------------------------------------------- --------------------------------------------------- * SunAmerica Asset Management, LLC is an affiliate of American General Life Insurance Company and The United States Life Insurance Company in the City of New York. The underlying Fund share class will not change. Neither our automatic transfer of the accumulation values to the Acquiring Variable Investment Option on the Effective Date, nor your transfer of accumulation value out of the Target Variable Investment Option prior to November 4, 2021 or out of the Acquiring Variable Investment Option within 60 days after the Effective Date (i.e., January 4, 2022), will count against the free transfers that you are permitted to make in a Policy Year or for the purposes of our market timing policies and procedures. Additional information regarding the Variable Investment Options, including the Fund Prospectuses, may be obtained by visiting our website at www.aig.com/AGVUL or by calling 1-800-340-2765. Dated: November 8, 2021 Please keep this Supplement with your Prospectus