|
Pre-Effective Amendment No. |
[] |
|
Post-Effective Amendment No. 2 (File No. 333-262387) |
[X] |
|
Amendment No. 113 (File No. 811-07623) |
[X] |
[] |
immediately upon filing pursuant to paragraph (b) of Rule 485 |
[X] |
on May 1, 2024 pursuant to paragraph (b) of Rule 485 |
[] |
60 days after filing pursuant to paragraph (a)(1) of Rule 485 |
[] |
on [date] pursuant to paragraph (a)(1) of Rule 485 |
[] |
This post-effective amendment designates a new effective date for a previously filed post-effective amendment. |
Issued by: |
RiverSource Life Insurance Co. of New York (RiverSource Life of NY) 20 Madison Avenue Extension Albany, NY 12203 Telephone: 1-800-541-2251 |
|
ameriprise.com/variableannuities RiverSource of New York Variable Annuity Account |
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FEES AND EXPENSES |
Location in Statutory Prospectus |
Charges for Early Withdrawals |
You may select a five-year, a seven-year or schedule at the time of application. A ten-year surrender charge schedule is not available for applications signed on or after 12/9/2023. If you make a withdrawal or surrender, depending on the surrender charge schedule you have chosen, we may assess a surrender charge as high as ten years following any purchase payment.For example, if you select a ten-year surrender charge schedule and make an early withdrawal, you could pay a surrender charge of up to $ |
Fee Table and Examples Charges– Surrender Charge |
Transaction Charges |
We do not assess any transaction charges. |
|
Ongoing Fees and Expenses (annual charges) |
The table below describes the current fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data page for information about the specific fees you will pay each year based on the options you have elected. |
Fee Table and Examples Expenses – Product Charges Appendix A: Funds Available Under the Contract | ||
Annual Fee |
Minimum |
Maximum | ||
Base Contract(1) (varies by surrender charge schedule chosen, death benefit option, age band, size band and Contract value) |
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Fund options (Funds fees and expenses)(2) |
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Optional benefits available for an additional charge (for a single optional benefit, if elected)(3) |
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(1) (2) (3) Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add surrender charges that substantially increase costs. | ||||
Lowest Annual Cost: $ |
Highest Annual Cost: $ | |||
Assumes: •Investment of $100,000 •5% annual appreciation •Least expensive combination of Contract features and Fund fees and expenses •No optional benefits •No sales charge •No additional purchase payments, transfers or withdrawals |
Assumes: •Investment of $100,000 •5% annual appreciation •Most expensive combination of Contract features, optional benefits and Fund fees and expenses •No sales charge •No additional purchase payments, transfers or withdrawals |
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RISKS |
Location in Statutory Prospectus | ||
Risk of Loss |
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Principal Risks | ||
Not a Short-Term Investment |
• |
Principal Risks Charges– Surrender Charge | ||
Risks Associated with Investment Options |
• |
Principal Risks The Variable Account and the Funds | ||
Insurance Company Risks |
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Principal Risks The General Account |
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RESTRICTIONS |
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Investments |
• |
Making the Most of Your Contract – Transferring Among Accounts Substitution of Investments | ||
Optional Benefits |
• |
Optional Benefits – Optional Death Benefits |
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TAXES |
Location in Statutory Prospectus | ||
Tax Implications |
• |
Taxes | ||
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CONFLICTS OF INTEREST |
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Investment Professional Compensation |
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About the Service Providers | ||
Exchanges |
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Buying Your Contract – Contract Exchanges |
Surrender charges (as a percentage of purchase payments surrendered)(1) |
Ten-year |
Seven-year |
Five-year |
Maximum |
% |
% |
% |
Ten-year schedule |
Seven-year schedule |
Five-year schedule | |||
Number of completed years from date of each purchase payment |
Surrender charge percentage applied to each purchase payment |
Number of completed years from date of each purchase payment |
Surrender charge percentage applied to each purchase payment |
Number of completed years from date of each purchase payment |
Surrender charge percentage applied to each purchase payment |
0 |
8 % |
0 |
7 % |
0 |
7 % |
1 |
8 |
1 |
7 |
1 |
7 |
2 |
8 |
2 |
7 |
2 |
6 |
3 |
7 |
3 |
6 |
3 |
6 |
4 |
6 |
4 |
5 |
4 |
5 |
5 |
5 |
5 |
4 |
5 + |
0 |
6 |
4 |
6 |
2 |
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7 |
3 |
7 + |
0 |
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8 |
2 |
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9 |
1 |
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10 + |
0 |
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Annual contract administrative charge* |
Maximum: $ |
Current: $ |
Annual contract administrative charge if your contract value equals or exceeds $50,000 |
Maximum: $ |
Current: $ |
Surrender Charge: |
Age Band |
Size Band |
Base Contract Expenses |
10-year |
0-80 |
Less than $1,000,000 |
% |
|
0-80 |
$1,000,000 and greater |
% |
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81+ |
Less than $1,000,000 |
% |
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81+ |
$1,000,000 and greater |
% |
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7-year |
0-80 |
Less than $1,000,000 |
% |
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0-80 |
$1,000,000 and greater |
% |
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81+ |
Less than $1,000,000 |
% |
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81+ |
$1,000,000 and greater |
% |
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5-year |
0-80 |
Less than $1,000,000 |
% |
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0-80 |
$1,000,000 and greater |
% |
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81+ |
Less than $1,000,000 |
% |
|
81+ |
$1,000,000 and greater |
% |
Surrender Charge: |
Age Band* |
Size Band |
Base Contract Expenses |
10-year |
All Ages |
Less than $1,000,000 |
% |
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All Ages |
$1,000,000 and greater |
% |
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7-year |
All Ages |
Less than $1,000,000 |
% |
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All Ages |
$1,000,000 and greater |
% |
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5-year |
All Ages |
Less than $1,000,000 |
% |
|
All Ages |
$1,000,000 and greater |
% |
MAV Death Benefit |
Maximum: |
Current: |
5-year MAV Death Benefit |
Maximum: |
Current: |
Total Annual Fund Expenses |
Minimum(%) |
Maximum(%) |
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If you surrender your contract at the end of the applicable time period: |
If you do not surrender your contract or if you select an annuity payout plan at the end of the applicable time period: | ||||||
|
1 year |
3 years |
5 years |
10 years |
1 year |
3 years |
5 years |
10 years |
With a ten-year surrender charge schedule |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
With a seven-year surrender charge schedule |
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With a five-year surrender charge schedule |
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If you surrender your contract at the end of the applicable time period: |
If you do not surrender your contract or if you select an annuity payout plan at the end of the applicable time period: | ||||||
|
1 year |
3 years |
5 years |
10 years |
1 year |
3 years |
5 years |
10 years |
With a ten-year surrender charge schedule |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
With a seven-year surrender charge schedule |
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With a five-year surrender charge schedule |
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By spreading the investment over the term of the Special DCA |
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Date |
SDCA Balance |
Portion Transferred |
Amount Transferred |
Accumulation unit value |
Number of units purchased |
you automatically buy more units when the per unit market price is low |
|
Jan 15th |
$5,000.00 |
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Jan 16th |
5,000.14 |
1/6 |
$833.36 |
$18 |
46.30 | |
→ |
Feb 16th |
4,170.30 |
1/5 |
834.06 |
15 |
55.60 | |
and fewer units when the per unit market price is high. |
|
Mar 16th |
3,338.79 |
1/4 |
834.70 |
19 |
43.93 |
|
April 16th |
2,506.20 |
1/3 |
835.40 |
17 |
49.14 | |
→ |
May 16th |
1,672.17 |
1/2 |
836.09 |
21 |
39.81 | |
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Jun 16th |
836.79 |
1/1 |
836.79 |
20 |
41.84 |
Qualified annuities |
$5,000 |
Nonqualified annuities |
$10,000 |
Maximum Purchase Payments Per Contract Year | |||
|
through age 85 |
for ages 86 to 90 |
age 91 or older |
For the first contract year |
$1,000,000 |
$100,000 |
$0 |
Second contract year and thereafter |
$100,000 |
$50,000 |
$0 |
Maximum Total Purchase Payments Per Owner (see the Purchase Payment provision in the contract) | |||
|
through age 85 |
for ages 86 to 90 |
age 91 or older |
Total Purchase Payments |
$1,000,000 |
$100,000 |
$100,000 |
Ten-year schedule* |
Seven-year schedule |
Five-year schedule** | |||
Number of completed years from date of each purchase payment |
Surrender charge percentage applied to each purchase payment |
Number of completed years from date of each purchase payment |
Surrender charge percentage applied to each purchase payment |
Number of completed years from date of each purchase payment |
Surrender charge percentage applied to each purchase payment |
0 |
8 % |
0 |
7 % |
0 |
7 % |
1 |
8 |
1 |
7 |
1 |
7 |
2 |
8 |
2 |
7 |
2 |
6 |
3 |
7 |
3 |
6 |
3 |
6 |
4 |
6 |
4 |
5 |
4 |
5 |
5 |
5 |
5 |
4 |
5 + |
0 |
6 |
4 |
6 |
2 |
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7 |
3 |
7 + |
0 |
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8 |
2 |
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9 |
1 |
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10 + |
0 |
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Number of Completed Years Since Annuitization |
Surrender charge percentage |
0 |
Not applicable* |
1 |
5% |
2 |
4 |
3 |
3 |
4 |
2 |
5 |
1 |
6 and thereafter |
0 |
Surrender Charge: |
Age Band |
Size Band |
Mortality and Expense Risk Fee |
10-year |
0-80 |
Less than $1,000,000 |
0.95 % |
|
0-80 |
$1,000,000 and greater |
0.85 % |
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81+ |
Less than $1,000,000 |
1.30 % |
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81+ |
$1,000,000 and greater |
1.20 % |
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7-year |
0-80 |
Less than $1,000,000 |
1.05 % |
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0-80 |
$1,000,000 and greater |
0.95 % |
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81+ |
Less than $1,000,000 |
1.40 % |
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81+ |
$1,000,000 and greater |
1.30 % |
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5-year |
0-80 |
Less than $1,000,000 |
1.15 % |
|
0-80 |
$1,000,000 and greater |
1.05 % |
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81+ |
Less than $1,000,000 |
1.50 % |
|
81+ |
$1,000,000 and greater |
1.40 % |
Surrender Charge: |
Age Band* |
Size Band |
Mortality and Expense Risk Fee |
10-year |
All Ages |
Less than $1,000,000 |
0.75 % |
|
All Ages |
$1,000,000 and greater |
0.65 % |
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7-year |
All Ages |
Less than $1,000,000 |
0.85 % |
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All Ages |
$1,000,000 and greater |
0.75 % |
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5-year |
All Ages |
Less than $1,000,000 |
0.95 % |
|
All Ages |
$1,000,000 and greater |
0.85 % |
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Optional Rider Fee |
MAV Death Benefit |
0.25 % |
5-year MAV Death Benefit |
0.10 % |
By investing an equal number of dollars each month |
|
Month |
Amount invested |
Accumulation unit value |
Number of units purchased |
|
|
Jan |
$100 |
$20 |
5.00 |
|
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Feb |
100 |
18 |
5.56 |
you automatically buy more units when the per unit market price is low |
|
Mar |
100 |
17 |
5.88 |
→ |
Apr |
100 |
15 |
6.67 | |
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May |
100 |
16 |
6.25 |
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June |
100 |
18 |
5.56 |
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July |
100 |
17 |
5.88 |
and fewer units when the per unit market price is high. |
|
Aug |
100 |
19 |
5.26 |
→ |
Sept |
100 |
21 |
4.76 | |
|
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Oct |
100 |
20 |
5.00 |
Income Guide Status Definitions | |||
Attention Needed |
Caution |
On Track |
More Available |
Prudent Income Amount is more than 20% below your current annual withdrawal amount |
Prudent Income Amount is from 10.1% to 20% below your current annual withdrawal amount |
Prudent Income Amount is from 10% below up to 24.9% above your current annual withdrawal amount |
Prudent Income Amount is more than 25% or more above your current annual withdrawal amount |
Income Guide Status |
What the Status Means |
Attention Needed |
Based on your contract value, it is projected that your withdrawal amount may not be sustainable. |
Caution |
Based on your contract value, it is projected that your withdrawal amount is near a point where it may not be sustainable. |
On Track |
Based on your contract value, it is projected that your withdrawal amount is currently sustainable. Please note that the minimum 85% probability assumed in the program only applies to the Prudent Income Amount and not to the “On Track” status which includes a range above and below the current Prudent Income Amount. |
More Available |
Based on your contract value and withdrawal amount, it is projected there are more options available. |
Participant Age |
Single Option |
Joint Option |
Participant Age |
Single Option |
Joint Option |
Participant Age |
Single Option |
Joint Option |
50 |
3.0% |
2.5% |
66 |
4.6% |
4.1% |
81 |
6.3% |
5.8% |
51 |
3.1% |
2.6% |
67 |
4.7% |
4.2% |
82 |
6.6% |
6.1% |
52 |
3.2% |
2.7% |
68 |
4.8% |
4.3% |
83 |
6.9% |
6.4% |
53 |
3.3% |
2.8% |
69 |
4.9% |
4.4% |
84 |
7.2% |
6.7% |
54 |
3.4% |
2.9% |
70 |
5.0% |
4.5% |
85 |
7.5% |
7.0% |
55 |
3.5% |
3.0% |
71 |
5.1% |
4.6% |
86 |
8.0% |
7.5% |
56 |
3.6% |
3.1% |
72 |
5.2% |
4.7% |
87 |
8.5% |
8.0% |
57 |
3.7% |
3.2% |
73 |
5.3% |
4.8% |
88 |
9.0% |
8.5% |
58 |
3.8% |
3.3% |
74 |
5.4% |
4.9% |
89 |
9.5% |
9.0% |
59 |
3.9% |
3.4% |
75 |
5.5% |
5.0% |
90 |
10.0% |
9.5% |
60 |
4.0% |
3.5% |
76 |
5.6% |
5.1% |
91 |
10.5% |
10.0% |
61 |
4.1% |
3.6% |
77 |
5.7% |
5.2% |
92 |
11.0% |
10.5% |
62 |
4.2% |
3.7% |
78 |
5.8% |
5.3% |
93 |
11.5% |
11.0% |
63 |
4.3% |
3.8% |
79 |
5.9% |
5.4% |
94 |
12.0% |
11.5% |
64 |
4.4% |
3.9% |
80 |
6.0% |
5.5% |
95 |
12.5% |
12.0% |
65 |
4.5% |
4.0% |
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Minimum amount |
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Transfers or surrenders: |
$250 or entire account balance** |
Maximum amount |
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Transfers or surrenders: |
Contract value or entire account balance |
Minimum amount |
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Transfers or surrenders: |
$50 |
Maximum amount |
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Transfers or surrenders: |
None |
Minimum amount |
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Transfers or surrenders: |
$250 or entire account balance |
Maximum amount |
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Transfers: |
Contract value or entire account balance |
Surrenders: |
$100,000 |
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Maximum Fee |
Current Fee |
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N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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average daily variable account value |
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average daily variable account value |
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Adjusted partial surrenders |
= |
a × b |
c |
a |
= |
the amount your contract value is reduced by the partial surrender. |
b |
= |
the applicable ROPP value, MAV value or 5-year MAV value on the date of (but prior to) the partial surrender. |
c |
= |
the contract value on the date of (but prior to) the partial surrender. |
We calculate the death benefit as follows: |
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The total purchase payments minus adjustments for partial surrenders: |
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Total purchase payments minus adjusted partial surrenders, calculated as: |
$20,000 |
| |
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$1,500 × $20,000 |
= |
–1,667 |
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$18,000 |
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for a death benefit of: |
$18,333 |
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since this is greater than your contract value of $16,500 |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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- |
Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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- |
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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- |
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( |
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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Investment Objective |
Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2023) | ||
1 Year |
5 Year |
10 Year | |||
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- |
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- |
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|
PPS |
= |
PPSC + PPF |
PPSC |
= |
purchase payments surrendered that could be subject to a surrender charge |
|
= |
(PS – FA) / (CV – FA) × (PP – PPF) |
PPF |
= |
purchase payments surrendered that are not subject to a surrender charge |
|
= |
FA – contract earnings, but not less than zero |
PP |
= |
purchase payments not previously surrendered (total purchase payments – PPS from all previous surrenders) |
PS |
= |
amount the contract value is reduced by the surrender |
FA |
= |
total free amount = greater of contract earnings or 10% of prior anniversary’s contract value |
CV |
= |
contract value prior to the surrender |
|
|
Contract with Gain |
Contract with Loss | |
|
Contract value just prior to surrender: |
$60,000.00 |
$40,000.00 | |
|
Contract value on prior anniversary: |
58,000.00 |
42,000.00 | |
We calculate the surrender charge as follows: | ||||
Step 1. |
First, we determine the amount of earnings available in the contract at the time of surrender as: |
|
| |
|
Contract value just prior to surrender (CV): |
60,000.00 |
40,000.00 | |
|
Less purchase payments received and not previously surrendered (PP): |
50.000.00 |
50.000.00 | |
|
Earnings in the contract (but not less than zero): |
10,000.00 |
0.00 | |
Step 2. |
Next, we determine the total free amount (FA) available in the contract as the greatest of the following values: |
|
| |
|
Earnings in the contract: |
10,000.00 |
0.00 | |
|
10% of the prior anniversary’s contract value: |
5,800.00 |
4,200.00 | |
|
FA (but not less than zero): |
10,000.00 |
4,200.00 | |
Step 3. |
Next we determine PPF, the amount by which the total free amount (FA) exceeds earnings. |
|
| |
|
Total free amount (FA): |
10,000.00 |
4,200.00 | |
|
Less earnings in the contract: |
10,000.00 |
0.00 | |
|
PPF (but not less than zero): |
0.00 |
4,200.00 |
|
|
Contract with Gain |
Contract with Loss | |
Step 4. |
Next we determine PS, the amount by which the contract value is reduced by the surrender. |
|
| |
|
PS: |
60,000.00 |
40,000.00 | |
Step 5. |
Now we can determine how much of the PP is being surrendered (PPS) as follows: |
|
| |
|
PPS |
= PPF + PPSC |
|
|
|
|
= PPF + (PS − FA) / (CV − FA) * (PP − PPF) |
|
|
|
PPF from Step 3 = |
0.00 |
4,200.00 | |
|
PS from Step 4 = |
60,000.00 |
40,000.00 | |
|
CV from Step 1 = |
60,000.00 |
40,000.00 | |
|
FA from Step 2 = |
10,000.00 |
4,200.00 | |
|
PP from Step 1 = |
50,000.00 |
50,000.00 | |
|
PPS = |
50,000.00 |
50,000.00 | |
Step 6. |
We then calculate the surrender charge as a percentage of PPS. Note that for a contract with a loss, PPS may be greater than the amount you request to surrender: |
|
| |
|
PPS: |
50,000.00 |
50,000.00 | |
|
less PPF: |
0.00 |
4,200.00 | |
|
PPSC = amount of PPS subject to a surrender charge: |
50,000.00 |
45,800.00 | |
|
multiplied by the surrender charge rate: |
×7.0% |
×7.0% | |
|
surrender charge: |
3,500.00 |
3,206.00 | |
Step 7. |
The dollar amount you will receive as a result of your full surrender is determined as: |
|
| |
|
Contract value surrendered: |
60,000.00 |
40,000.00 | |
|
Surrender charge: |
(3,500.00 ) |
(3,206.00 ) | |
|
Contract charge (assessed upon full surrender): |
(50.00 ) |
(50.00 ) | |
|
Net full surrender proceeds: |
$56,450.00 |
$36,744.00 |
|
Contract with Gain |
Contract with Loss | ||
Contract value just prior to surrender: |
$60,000.00 |
$40,000.00 | ||
Contract value on prior anniversary: |
58,000.00 |
42,000.00 | ||
We determine the amount of contract value that must be surrendered in order for the net partial surrender proceeds to match the amount requested. We start with an estimate of the amount of contract value to surrender and calculate the resulting surrender charge and net partial surrender proceeds as illustrated below. We then adjust our estimate and repeat until we determine the amount of contract value to surrender that generates the desired net partial surrender proceeds. | ||||
We calculate the surrender charge for each estimate as follows: | ||||
Step 1. |
First, we determine the amount of earnings available in the contract at the time of surrender as: |
|
| |
|
Contract value just prior to surrender (CV): |
60,000.00 |
40,000.00 | |
|
Less purchase payments received and not previously surrendered (PP): |
50,000.00 |
50,000.00 | |
|
Earnings in the contract (but not less than zero): |
10,000.00 |
0.00 |
|
Contract with Gain |
Contract with Loss | ||
Step 2. |
Next, we determine the total free amount (FA) available in the contract as the greatest of the following values: |
|
| |
|
Earnings in the contract: |
10,000.00 |
0.00 | |
|
10% of the prior anniversary’s contract value: |
5,800.00 |
4,200.00 | |
|
FA (but not less than zero): |
10,000.00 |
4,200.00 | |
Step 3. |
Next we determine PPF, the amount by which the total free amount (FA) exceeds earnings |
|
| |
|
Total free amount (FA): |
10,000.00 |
4,200.00 | |
|
Less earnings in the contract: |
10,000.00 |
0.00 | |
|
PPF (but not less than zero): |
0.00 |
4,200.00 | |
Step 4. |
Next we determine PS, the amount by which the contract value is reduced by the surrender |
|
| |
|
PS (determined by iterative process described above): |
15,376.34 |
16,062.31 | |
Step 5. |
Now we can determine how much of the PP is being surrendered (PPS) as follows: |
|
| |
|
PPS |
= PPF + PPSC |
|
|
|
|
= PPF + (PS − FA) / (CV − FA) * (PP − PPF) |
|
|
|
PPF from Step 3 = |
0.00 |
4,200.00 | |
|
PS from Step 4 = |
15,376.34 |
16,062.31 | |
|
CV from Step 1 = |
60,000.00 |
40,000.00 | |
|
FA from Step 2 = |
10,000.00 |
4,200.00 | |
|
PP from Step 1 = |
50,000.00 |
50,000.00 | |
|
PPS = |
5,376.34 |
19,375.80 | |
Step 6. |
We then calculate the surrender charge as a percentage of PPS. Note that for a contract with a loss, PPS may be greater than the amount you request to surrender: |
|
| |
|
PPS: |
5,376.34 |
19,375.80 | |
|
less PPF: |
0.00 |
4,200.00 | |
|
PPSC = amount of PPS subject to a surrender charge: |
5,376.34 |
15,175.80 | |
|
multiplied by the surrender charge rate: |
×7.0% |
×7.0% | |
|
surrender charge: |
376.34 |
1,062.31 | |
Step 7. |
The dollar amount you will receive as a result of your partial surrender is determined as: |
|
| |
|
Contract value surrendered: |
15,376.34 |
16,062.31 | |
|
Surrender charge: |
(376.34 ) |
(1,062.31 ) | |
|
Net partial surrender proceeds: |
$15,000.00 |
$15,000.00 |
We calculate the Standard ROPP Death Benefit as follows: |
|
| ||
Contract value at death: |
$23,000.00 |
| ||
Purchase payments minus adjusted partial surrenders: |
|
| ||
|
Total purchase payments: |
$25,000.00 |
| |
|
minus adjusted partial surrenders, calculated as: |
|
| |
|
$1,500 × $25,000 |
= |
–1,704.54 |
|
|
$22,000 |
|
| |
|
for a death benefit of: |
$23,295.45 |
| |
The Standard ROPP Death Benefit, calculated as the greatest of these two values: |
$23,295.45 |
|
We calculate the MAV death benefit, which is based on the greater of three values, as follows: |
|
| ||
1. |
Contract value at death: |
$20,500.00 |
| |
2. |
Purchase payments minus adjusted partial surrenders: |
|
| |
|
Total purchase payments: |
$25,000.00 |
| |
|
minus adjusted partial surrenders, calculated as: |
|
| |
|
$1,500 × $25,000 |
= |
–1,704.55 |
|
|
$22,000 |
|
| |
|
for a death benefit of: |
$23,295.45 |
| |
3. |
The MAV immediately preceding the date of death: |
|
| |
|
Greatest of your contract anniversary values: |
$26,000.00 |
| |
|
plus purchase payments made since the prior anniversary: |
+0.00 |
| |
|
minus adjusted partial surrenders, calculated as: |
|
|
|
$1,500 × $26,000 |
= |
–1,772.73 |
|
|
$22,000 |
|
| |
|
for a death benefit of: |
$24,227.27 |
| |
The MAV Death Benefit, calculated as the greatest of these three values, which is the MAV: |
$24,227.27 |
|
We calculate the 5-Year MAV death benefit, which is based on the greater of three values, as follows: |
|
| ||
1. |
Contract value at death: |
$20,500.00 |
| |
2. |
Purchase payments minus adjusted partial surrenders: |
|
| |
|
Total purchase payments: |
$25,000.00 |
| |
|
minus adjusted partial surrenders, calculated as: |
|
| |
|
$1,500 × $25,000 |
= |
–1,704.55 |
|
|
$22,000 |
|
| |
|
for a death benefit of: |
$23,295.45 |
| |
3. |
The 5-Year MAV immediately preceding the date of death: |
|
| |
|
Greatest of your contract anniversary values: |
$26,000.00 |
| |
|
plus purchase payments made since the prior anniversary: |
+0.00 |
| |
|
minus adjusted partial surrenders, calculated as: |
|
| |
|
$1,500 × $26,000 |
= |
–1,772.73 |
|
|
$22,000 |
|
| |
|
for a death benefit of: |
$24,227.27 |
| |
The 5-Year MAV Death Benefit, calculated as the greatest of these three values, which is the 5-Year MAV: |
$24,227.27 |
|
(a) |
(i) |
|
|
(ii) |
|
(b) |
|
Not applicable. |
(c) |
|
Form of Principal Underwriter Agreement for RiverSource Life Insurance Co. of New York Variable Annuities and Variable Life Insurance filed electronically as Exhibit 3.1 to the Initial Registration Statement on Form N-4 for RiverSource of New York Variable Annuity Account 2 (previously ACL Variable Annuity Account 2), RiverSource Endeavor Select(SM) Variable Annuity, RiverSource Innovations(SM) Select Variable Annuity and RiverSource Innovations(SM) Variable Annuity, on or about Jan. 2, 2007, is incorporated by reference. |
(d) |
(i) |
|
|
(ii) |
Form of Traditional IRA or SEP-IRA Annuity Endorsement (form 139042) filed electronically as Exhibit 4.2 to Registrant's Post-Effective Amendment No. 8 to Registration Statement No. 333-91691 is incorporated herein by reference. |
|
(iii) |
Form of Roth IRA Annuity Endorsement (form 139043) filed electronically as Exhibit 4.3 to Registrant's Post-Effective Amendment No. 8 to Registration Statement No. 333-91691 is incorporated herein by reference. |
|
(iv) |
Form of SIMPLE IRA Annuity Endorsement (form 139044) filed electronically as Exhibit 4.4 to Registrant's Post-Effective Amendment No. 8 to Registration Statement No. 333-91691 is incorporated herein by reference. |
|
(v) |
Copy of Company name change endorsement (form 139491) for RiverSource Life Insurance Co. of New York filed electronically as Exhibit 4.16 to Registrant's Post-Effective Amendment No. 22 to Registration Statement No. 333-91691, is incorporated by reference. |
|
(vi) |
|
|
(vii) |
|
|
(viii) |
|
|
(ix) |
Copy of Company name change endorsement (form 139491) for RiverSource Life Insurance Co. of New York filed electronically as Exhibit 4.16 to Registrant's Post-Effective Amendment No. 22 to Registration Statement No. 333-91691, is incorporated by reference. |
(e) |
|
Form of Variable Annuity Application filed electronically as Exhibit 5 to Post-Effective Amendment No. 1 to Registration Statement No. 333-91691 is incorporated herein by reference.See Exhibit 5 to Registration Statement No. 333-91691 filed on 4/28/1998. |
(f) |
(i) |
Copy of Charter of RiverSource Life Insurance Co. of New York dated Dec.31, 2006, filed electronically as Exhibit 27(f)(1) to Post-Effective Amendment No. 28 to Registration Statement No. 333-69777 is incorporated by reference. |
|
(ii) |
Copy of Amended and Restated By-Laws of RiverSource Life Insurance Co. of New York filed electronically as Exhibit 27(f)(2) to Post-Effective Amendment No. 28 to Registration Statement No. 333-69777 is incorporated by reference. |
(g) |
|
Not applicable. |
(h) |
(i) |
Amended and Restated Participation Agreement dated August 1, 2006, among American Centurion Life Assurance Company, IDS Life Insurance Company of New York, Ameriprise Financial Services, Inc., AllianceBernstein L.P. and AllianceBernstein Investments, Inc. filed electronically as Exhibit 27(h) (2) to Post-Effective Amendment No. 48 to Registration Statement No. 333-44644 is incorporated herein by reference. |
|
(ii) |
Amended and Restated Fund Participation Agreement dated June 1, 2006, by and among American Centurion Life Assurance Company, American Enterprise Life Insurance Company, American Partners Life Insurance Company, IDS Life Insurance Company, IDS Life Insurance Company of New York, Ameriprise Financial Services, Inc. and American Century Investment Services, Inc. filed electronically as Exhibit 27(h)(3) to Post-Effective Amendment No. 48 to Registration Statement No. 333-44644 is incorporated herein by reference. |
|
(iii) |
Fund Participation Agreement dated May 1, 2006 among American Centurion Life Assurance Company, IDS Life Insurance Company of New York, Columbia Funds Variable Insurance Trust I, Columbia Management Advisors, LLC and Columbia Management Distributors, Inc. filed electronically as Exhibit 27(h) (13) to Post-Effective Amendment No. 48 to Registration Statement No. 333-44644 is incorporated herein by reference. |
|
(iv) |
|
|
(v) |
Amended and Restated Participation Agreement by and between Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., American Centurion Life Assurance Company, American Enterprise Life Insurance Company, IDS Life Insurance Company, IDS Life Insurance Company of New York, Ameriprise Financial Services, Inc. (formerly American Express Financial Advisors Inc.), dated August 1, 2005 filed electronically as Exhibit 8.7 to Registrant's Post-Effective Amendment No. 20 to Registration Statement No. 333-91691 is incorporated by reference. |
|
(vi) |
Janus Aspen Series Amended and Restated Fund Participation Agreement dated September 1, 2006, by and among American Centurion Life Assurance Company, IDS Life Insurance Company of New York and Janus Aspen Series filed electronically as Exhibit 27(h)(9) to Post-Effective Amendment No. 48 to Registration Statement No. 333-44644 is incorporated herein by reference. |
|
(vii) |
|
|
(viii) |
Participation Agreement dated March 1, 2006, among IDS Life Insurance Company of New York, PIMCO Variable Insurance Trust and Allianz Global Investors Distributors LLC filed electronically as Exhibit 8.17 to Post-Effective Amendment No. 22 to Registration Statement No. 333-91691 is incorporated by reference. |
|
(ix) |
Participation Agreement dated January 1, 2007, by and among RiverSource Life Insurance Company, RiverSource Life Insurance Co. of New York and RiverSource Distributors, Inc. filed electronically as Exhibit 8.23 to Post-Effective Amendment No. 42 to Registration Statement No. 333-79311 is incorporated herein by reference. |
|
(x) |
|
|
(xi) |
Participation Agreement by and among Wells Fargo Variable Trust and RiverSource Life Insurance Co. of New York and Wells Fargo Distributor, LLC dated Jan. 1, 2007 filed electronically as Exhibit 8.25 to Registrant's Post-Effective Amendment No. 24 to Registration Statement No. 333-91691 is incorporated herein by reference. |
|
(xii) |
|
|
(xiii) |
|
|
(xiv) |
|
|
(xv) |
|
|
(xvi) |
|
|
(xvii) |
|
|
(xviii) |
Amended and Restated Participation Agreement dated June 15, 2006, by and among American Centurion Life Assurance Company, IDS Life Insurance Company of New York, Goldman Sachs Variable Insurance Trust and Goldman, Sachs & Co. filed electronically as Exhibit 27 (h)(18) to Post-Effective Amendment No. 48 to Registration Statement No. 333-44644 is incorporated herein by reference. |
|
(xix) |
Amended and Restated Participation Agreement dated September 1, 2006, by and among IDS Life Insurance Company of New York, Legg Mason Partners Variable Portfolios I, Inc. (formerly Salomon Brothers Variable Series Fund, Inc.), Legg Mason Partners Variable Portfolios II, Inc. (formerly Greenwich Street Series Fund, formerly Smith Barney Series Fund, formerly Smith Barney Shearson Series Fund, formerly Shearson Series Fund), Legg Mason Partners Variable Portfolios III, Inc. (formerly Travelers Series Fund Inc., formerly Smith Barney Travelers Series Fund Inc.) and Legg Mason Investor Services, LLC filed electronically as Exhibit 8.14 to Post-Effective Amendment No. 22 to Registration Statement No. 333-91691 is incorporated by reference. |
|
(xx) |
Amended and Restated Participation Agreement dated May 1, 2006, among The Universal Institutional Funds, Inc., Morgan Stanley Investment Management Inc., Morgan Stanley Distribution, Inc., American Centurion Life Assurance Company and IDS Life Insurance Company of New York filed electronically as Exhibit 8.21 to Post-Effective Amendment No. 22 to Registration Statement No. 333-91691 is incorporated by reference. |
|
(xxi) |
|
|
(xxii) |
Participation Agreement dated Jan. 1, 2007, by and among RiverSource Life Insurance Co. of New York, RiverSource Distributors, Inc. and Lazard Asset Management Securities LLC and Lazard Retirement Series, Inc. filed electronically as Exhibit 8.27 to Registrant's Post-Effective Amendment No. 24 to Registration Statement No. 333-91691 is incorporated herein by reference. |
|
(xxiii) |
Participation Agreement between IDS Life Insurance Company of New York and INVESCO Variable Investment Funds, Inc, and INVESCO Distributors, Inc., dated August 13, 2001 filed electronically as Exhibit 8.8 to Registrant's Post-Effective Amendment No. 4 to Registration Statement No. 333-91691 is incorporated herein by reference. |
|
(xxiv) |
|
(i) |
|
Not Applicable. |
(j) |
|
Not applicable. |
(k) |
|
|
(l) |
|
|
(m) |
|
Not applicable. |
(n) |
|
Not applicable. |
(o) |
|
Not applicable. |
(p) |
|
|
101 |
|
Inline Interactive Data File – the instance document does not appear in the Interactive Data File because its iXBRL tags are embedded within the Inline XBRL document filed electronically herewith. |
Name |
Principal Business Address* |
Position and Offices With Depositor |
Gumer C. Alvero |
1765 Ameriprise Financial Center Minneapolis, MN 55474 |
Chairman of the Board, President and Chief Executive Officer |
Diana M. Marchesi |
1333 Jones St. #401San Francisco CA 94109 |
Director |
Michael J. Pelzel |
|
Senior Vice President - Corporate Tax |
Stephen P. Blaske |
|
Senior Vice President and Chief Actuary |
Mark Gorham |
|
Director and Vice President - Insurance Product Development |
Karen M. Bohn |
6620 Iroquois Trail Edina, MN 55439 |
Director |
Ronald L. Guzior |
BST& Co. CPAs, LLP 26 Computer Drive West Albany, NY 12205 |
Director |
Sara S. Janz |
|
Director |
Brian E. Hartert |
|
Director |
Jason J. Poor |
|
Senior Vice President – Service & Operations |
Shweta Jhanji |
|
Senior Vice President and Treasurer |
Paula J. Minella |
|
Secretary |
Greg L. Ewing |
|
Vice President, Chief Financial Officer and Controller |
Kara D. Sherman |
|
Vice President – National Sales Manager - Insurance |
Parent Company /Subsidiary Name |
Jurisdiction |
Ameriprise Financial, Inc.* |
Delaware |
Ameriprise Advisor Capital, LLC |
Delaware |
Ameriprise Advisor Financing 2, LLC |
Delaware |
Ameriprise Asset Management Holdings Singapore (Pte.) Ltd. |
Singapore |
Ameriprise Asset Management Holdings Hong Kong Limited |
Hong Kong |
Threadneedle Portfolio Services Hong Kong Limited |
Hong Kong |
Columbia Threadneedle Investments Japan Co., Ltd. |
Japan |
Columbia Threadneedle Malaysia Sdn Bhd. |
Malaysia |
Threadneedle Investments Singapore (Pte.) Ltd. |
Singapore |
Ameriprise Bank, FSB |
Federal |
Ameriprise Capital Trust I |
Delaware |
Ameriprise Capital Trust II |
Delaware |
Ameriprise Capital Trust III |
Delaware |
Ameriprise Capital Trust IV |
Delaware |
Ameriprise Captive Insurance Company |
Vermont |
Parent Company /Subsidiary Name |
Jurisdiction |
Ameriprise Certificate Company |
Delaware |
Investors Syndicate Development Corporation |
Nevada |
Ameriprise Holdings, Inc. |
Delaware |
Ameriprise India LLP1 |
India |
Ameriprise India Partner, LLC |
Delaware |
Ameriprise Trust Company |
Minnesota |
AMPF Holding, LLC |
Michigan |
American Enterprise Investment Services Inc.2 |
Minnesota |
Ameriprise Financial Services, LLC2 |
Delaware |
AMPF Property Corporation |
Michigan |
Investment Professionals, Inc.2 |
Texas |
Columbia Management Investment Advisers, LLC |
Minnesota |
Advisory Capital Strategies Group Inc. |
Minnesota |
Columbia Wanger Asset Management, LLC |
Delaware |
Emerging Global Advisors, LLC |
Delaware |
GA Legacy, LLC |
Delaware |
J. & W. Seligman & Co. Incorporated |
Delaware |
Columbia Management Investment Distributors, Inc.2 |
Delaware |
Seligman Partners, LLC3 |
Delaware |
Lionstone BBP GP, LLC |
Delaware |
Lionstone BBP Limited Partner, LLC |
Delaware |
Lionstone CREAD Partners Two, LLC |
Delaware |
Lionstone CREAD GP, LLC |
Delaware |
Lionstone LORE Two, LLC |
Delaware |
Lionstone Partners, LLC |
Texas |
Cash Flow Asset Management GP, LLC |
Texas |
Cash Flow Asset Management, L.P.4 |
Texas |
Lionstone Advisory Services, LLC |
Texas |
Lionstone CFRE II Real Estate Advisory, LLC |
Delaware |
Lionstone Development Services, LLC |
Texas |
LPL 1111 Broadway GP, LLC |
Texas |
LPL 1111 Broadway, L.P.5 |
Texas |
Lionstone Raleigh Development Partners GP, LLC |
Delaware |
Lionstone RDP Channel House Investors, L.P. |
Delaware |
Lionstone RDP PCS Phase I Investors, L.P. |
Delaware |
Lionstone RDP Platform Investors, L.P. |
Delaware |
Lionstone RDP Tower V Investors GP, LLC |
Delaware |
Lionstone RDP St. Albans Investors GP, LLC |
Delaware |
Parent Company /Subsidiary Name |
Jurisdiction |
Lionstone RDP Co-Investment Fund I GP, LLC |
Delaware |
Lionstone VA Five, LLC |
Delaware |
RiverSource CDO Seed Investments, LLC |
Minnesota |
Columbia Management Investment Services Corp. |
Minnesota |
Columbia Threadneedle Canada, Inc. |
Ontario |
Columbia Threadneedle Canada Holdings, Inc. |
Ontario |
Columbia Threadneedle Investments UK International Limited |
England & Wales |
Columbia Threadneedle (Europe) Limited |
England & Wales |
Columbia Threadneedle AM (Holdings) plc |
Scotland |
Astraeus III GP LLP |
|
Astraeus III FP LP |
|
Columbia Threadneedle Capital (Group) Limited |
Cayman Islands |
Columbia Threadneedle Capital (Holdings) Limited |
Cayman Islands |
Columbia Threadneedle Capital (UK) Limited |
England & Wales |
Columbia Threadneedle Multi-Manager LLP |
England & Wales |
Thames River Capital LLP |
England & Wales |
Columbia Threadneedle Group (Holdings) Limited |
England & Wales |
Columbia Threadneedle Group (Management) Limited |
England & Wales |
Columbia Threadneedle Holdings Limited |
England & Wales |
Columbia Threadneedle Investment Services Limited |
England & Wales |
Columbia Threadneedle Management Limited |
England & Wales |
F&C Unit Management Limited |
England & Wales |
FCEM Holdings (UK) Limited |
England & Wales |
F&C Emerging Markets Limited |
England & Wales |
F&C (CI) Limited |
England & Wales |
F&C Private Equity Nominee Limited |
England & Wales |
Columbia Threadneedle Luxembourg S.A.6† |
Luxembourg |
Columbia Threadneedle Netherlands B.V. |
Netherlands |
Parent Company /Subsidiary Name |
Jurisdiction |
F&C Alternative Investments (Holdings) Limited |
England & Wales |
F&C Ireland Limited |
Ireland |
Columbia Threadneedle Treasury Limited |
England & Wales |
WAM Holdings Ltd |
England & Wales |
Columbia Threadneedle Fund Management Limited |
England & Wales |
Columbia Threadneedle Managers Limited |
England & Wales |
Columbia Threadneedle (Services) Limited |
Scotland |
Columbia Threadneedle Management (Swiss) GmbH‡ |
Switzerland |
Columbia Threadneedle Investment Business Limited |
Scotland |
Columbia Threadneedle PE Co-Investment GP LLP |
Scotland |
FCIT PE FP LP6 |
Scotland |
Columbia Threadneedle PE Co-Investment FP LP6 |
Scotland |
Columbia Threadneedle Real Estate Partners LLP7 |
England & Wales |
CT UK Residential Real Estate FCP-RAIF (Associate) |
England & Wales |
REIT Asset Management Limited |
England & Wales |
Columbia Threadneedle REP (Corporate Services) Limited |
England & Wales |
F&C REIT Corporate Finance Limited |
England & Wales |
Columbia Threadneedle Real Estate Partners S.à.r.l. |
Luxembourg |
CT Real Estate Partners GmbH & Co. KG, München |
Germany |
CT Real Estate Partners Verwaltungsgesellschaft mbH, München (General Partner) |
Germany |
Columbia Threadneedle Real Estate Partners Asset Management plc |
England & Wales |
FOSCA II Manager S.à.r.l. |
Luxembourg |
Columbia Threadneedle REP Property Management Limited |
England & Wales |
Columbia Threadneedle Unit Trust Managers Limited |
England |
Castle Mount Impact Partners GP LLP |
|
Castle Mount Impact Partners FP LP |
|
F&C Aurora (GP) Limited |
Scotland |
LPE II (Founding Partner) LP |
Scotland |
The Aurora Fund (Founder Partner) LP6 |
Scotland |
F&C Climate Opportunity Partners (GP) Limited |
Scotland |
F&C Climate Opportunity Partners (GP) LP |
Scotland |
Parent Company /Subsidiary Name |
Jurisdiction |
F&C Climate Opportunity Partners (Founder Partner) LP6 |
Scotland |
F&C Equity Partners Holdings Limited |
England & Wales |
F&C Equity Partners plc |
England & Wales |
F&C European Capital Partners (Founder Partner) LP6 |
Scotland |
F&C European Capital Partners II (GP) Limited |
Scotland |
F&C European Capital Partners II (Founder Partner) LP6 |
Scotland |
F&C European Capital Partners II (GP) LP |
Scotland |
F&C Finance plc |
England & Wales |
F&C Group ESOP Trustee Limited |
Scotland |
F&C Investment Manager plc |
England & Wales |
FP Asset Management Holdings Limited |
England & Wales |
Columbia Threadneedle Asset Managers Limited |
England & Wales |
Ivory & Sime (Japan) KK |
Japan |
Ivory & Sime Limited |
Scotland |
Columbia Threadneedle (EM) Investments Limited |
England & Wales |
Pyrford International Limited |
England & Wales |
RiverSource Distributors, Inc.2 |
Delaware |
RiverSource Life Insurance Company |
Minnesota |
Columbia Cent CLO Advisers, LLC |
Delaware |
RiverSource Life Insurance Co. of New York |
New York |
RiverSource NY REO, LLC |
New York |
RiverSource REO 1, LLC |
Minnesota |
RiverSource Tax Advantaged Investments, Inc. |
Delaware |
AEXP Affordable Housing Portfolio, LLC8 |
Delaware |
TAM UK International Holdings Limited |
England & Wales |
Columbia Threadneedle Investments (ME) Limited |
Dubai |
CTM Holdings Limited |
Malta |
TAM Investment Limited |
England & Wales |
Threadneedle Asset Management Oversight Limited |
England & Wales |
Ameriprise International Holdings GmbH |
Switzerland |
Threadneedle EMEA Holdings 1, LLC |
Minnesota, USA |
Parent Company /Subsidiary Name |
Jurisdiction |
Threadneedle Holdings Limited |
England & Wales |
TAM UK Holdings Limited |
England & Wales |
Threadneedle Asset Management Holdings Limited** |
England & Wales |
Columbia Threadneedle Foundation |
England & Wales |
TC Financing Limited |
England & Wales |
Threadneedle Asset Management Limited |
England & Wales |
Threadneedle Investment Services Limited |
England & Wales |
Threadneedle Asset Management (Nominees) Limited |
England & Wales |
Sackville TIPP Property (GP) Limited |
England & Wales |
Threadneedle Asset Management Finance Limited |
England & Wales |
TMS Investment Limited |
Jersey |
Threadneedle International Limited |
England & Wales |
Threadneedle Investments (Channel Islands) Limited |
Jersey |
Threadneedle Investments Limited |
England & Wales |
Threadneedle Management Services Limited |
England & Wales |
Threadneedle Pension Trustees Limited |
England & Wales |
Threadneedle Navigator ISA Manager Limited |
England & Wales |
Threadneedle Pensions Limited |
England & Wales |
Threadneedle Portfolio Services AG |
Switzerland |
Threadneedle Portfolio Services Limited |
England & Wales |
Threadneedle Property Investments Limited |
England & Wales |
Sackville (CTESIF) 2&3 GP Sàrl |
Luxembourg |
Sackville LCW (GP) Limited |
England & Wales |
Sackville LCW Sub LP 1 (GP) Limited |
England & Wales |
Sackville LCW Nominee 1 Limited |
England & Wales |
Parent Company /Subsidiary Name |
Jurisdiction |
Sackville LCW Nominee 2 Limited |
England & Wales |
Sackville LCW Sub LP 2 (GP) Limited |
England & Wales |
Sackville LCW Nominee 3 Limited |
England & Wales |
Sackville LCW Nominee 4 Limited |
England & Wales |
Sackville Property Atlantic (Jersey GP) Limited |
Jersey |
Sackville Property Curtis (Jersey GP) Limited |
Jersey |
Sackville Property Farnborough (Jersey GP) Limited |
Jersey |
Sackville Property Hayes (Jersey GP) Limited |
Jersey |
Sackville UKPEC6 Hayes Nominee 1 Limited |
Jersey |
Sackville UKPEC6 Hayes Nominee 2 Limited |
Jersey |
Sackville Tandem Property (GP) Limited |
England & Wales |
Sackville TPEN Property (GP) Limited |
England & Wales |
Sackville TSP Property (GP) Limited |
England & Wales |
Sackville UK Property Select II (GP) Limited |
England & Wales |
Sackville UK Property Select II (GP) No. 3 Limited |
England & Wales |
Sackville UK Property Select II Nominee (3) Limited |
England & Wales |
Sackville UK Property Select III (GP) No. 1 Limited |
England & Wales |
Sackville UK Property Select III Nominee (1) Limited |
England & Wales |
Sackville UK Property Select III Nominee (2) Limited |
England & Wales |
Sackville UK Property Select III (GP) No. 2 Limited |
England & Wales |
Sackville UK Property Select III Nominee (3) Ltd |
England & Wales |
Sackville UK Property Select III Nominee (4) Ltd |
England & Wales |
Sackville UK Property Select III (GP) No. 3 Limited |
England & Wales |
Sackville UK Property Select III Nominee (5) Ltd |
England & Wales |
Sackville UK Property Select III Nominee (6) Ltd |
England & Wales |
Sackville UK Property Select III (GP) S.à r.l. |
Luxembourg |
Parent Company /Subsidiary Name |
Jurisdiction |
Sackville UK Property Select IV (GP) S.à.r.l. |
Luxembourg |
Sackville UK Property Select IV (GP) No. 1 Limited |
England |
Sackville UK Property Select IV Nominee (1) Limited |
England |
Sackville UK Property Select IV Nominee (2) Limited |
England |
Sackville UK Property Select IV (GP) No. 2 Limited |
England |
Sackville UK Property Select IV Nominee (3) Limited |
England |
Sackville UK Property Select IV Nominee (4) Limited |
England |
Sackville UK Property Select IV (GP) No. 3 Limited |
England |
Sackville UK Property Select IV Nominee (5) Limited |
England |
Sackville UK Property Select IV Nominee (6) Limited |
England |
Sackville UKPEC1 Leeds (GP) Limited |
England & Wales |
Sackville UKPEC3 Croxley (GP) Limited |
England & Wales |
Threadneedle Property Execution 1 Limited |
England & Wales |
Threadneedle Property Execution 2 Limited |
England & Wales |
Threadneedle UK Property Select IV Feeder SA SICAV-RAIF |
Luxembourg |
Threadneedle Unit Trust Manager Limited |
England & Wales |
Threadneedle Management Luxembourg S.A. |
Luxembourg |
Name and Principal Business Address* |
|
Positions and Offices with Underwriter |
Kara D. Sherman |
|
Director |
Gumer C. Alvero |
|
Chairman of the Board and Chief Executive Officer |
Shweta Jhanji |
|
Senior Vice President and Treasurer |
Paula J. Minella |
|
Secretary |
Name and Principal Business Address* |
|
Positions and Offices with Underwriter |
Bartylla S. Jason |
|
Chief Financial Officer |
Sara S. Janz |
|
Director |
NAME OF PRINCIPAL UNDERWRITER |
NET UNDERWRITING DISCOUNTS AND COMMISSIONS |
COMPENSATION ON REDEMPTION |
BROKERAGE COMMISSIONS |
COMPENSATION |
RiverSource Distributors, Inc. |
$18,456,768 |
None |
None |
None |
|
RiverSource of New York Variable Annuity Account | |
|
(Registrant) | |
|
By: |
/s/ Gumer C. Alvero |
|
|
Gumer C. Alvero Chairman of the Board and President |
|
RiverSource Life Insurance Co. of New York | |
|
(Depositor) | |
|
By: |
/s/ Gumer C. Alvero |
|
|
Gumer C. Alvero Chairman of the Board and President |
Signature |
Title |
/s/ Gumer C. Alvero |
Chairman of the Board, President and Chief Executive Officer (Chief Executive Officer) |
Gumer C. Alvero | |
/s/ Michael J. Pelzel |
Senior Vice President – Corporate Tax |
Michael J. Pelzel | |
/s/ Stephen P. Blaske |
Director, Senior Vice President and Chief Actuary |
Stephen P. Blaske | |
/s/ Shweta Jhanji |
Senior Vice President and Treasurer |
Shweta Jhanji | |
/s/ Jason J. Poor |
Director and Vice President - Operations |
Jason J. Poor | |
/s/ Ronald L. Guzior |
Director |
Ronald L. Guzior | |
/s/ Brian E. Hartert |
Director |
Brian E. Hartert | |
/s/ Karen M. Bohn |
Director |
Karen M. Bohn | |
/s/ Sara S. Janz |
Director |
Sara S. Janz | |
/s/ Diana M. Marchesi |
Director |
Diana M. Marchesi |
Signature |
Title |
/s/ Gregg L. Ewing |
Vice President, Chief Financial Officer and Controller (Principal Accounting Officer) (Chief Financial Officer) |
Gregg L. Ewing |
/s/ Nicole D. Wood |
|
Nicole D. Wood Assistant General Counsel and Assistant Secretary |
|
(k) |
Opinion of counsel and consent to its use as to the legality of the securities being registered. |
(l) |
Consent of Independent Registered Public Accounting Firm |
101 |
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